2073 Saint Ives Ln, Hernando, MS 38632 Property Records

DeSoto County property record for 2073 Saint Ives Ln, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,743 sqft · built 2008
Lot Size	0.394 acres (17,164 sqft)
Owner	Individual Name on Record
Tax Bill	$3,605 (2025)
Deeds & Mortgages	Nov 2018 Mortgage May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3-07-5-21-01-0-00004-00`

Property Details

APN / Parcel Number

Primary APN	`3-07-5-21-01-0-00004-00`

Interior

Bedrooms	3 Beds
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,743 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	17,164 sqft (0.394 acres)
Lot Dimensions	171 ft deep x 100 ft wide
Pool Area	555 sqft
Patio Area	480 sqft

Location & Zoning

Street Address	2073 SAINT IVES LN
City	HERNANDO
State	MS
Zip	38632-7692
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	SAINT IVES NBHD SEC A LOT 4
Legal Range	07
Legal Township	03
Legal Section	21
Legal Subdivision	SAINT IVES SEC A 1ST REV
Legal Lot Number	4
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	2
Census Block	2017
Census Tract	71002

Owner

Source: DeSoto County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2073 SAINT IVES LN, HERNANDO, MS 38632-7692
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
May 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANCORPSOUTH BANK
Apr 5, 2021	Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH BANK
Aug 23, 2019	Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2009
Deed Sale	Nov 5, 2009
Deed Document Number	0000620615
Deed Book / Page	620 / 615
Record Updated	Jun 8, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	2073 SAINT IVES LN, HERNANDO, MS 38632-7692
Transaction Type	Mortgage
Record Updated	Nov 29, 2022
Title Company	BOSTON NATIONAL TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004640/556
Date	Nov 26, 2018
Book Page	4640/556

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2033

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	2073 SAINT IVES LN, HERNANDO, MS 38632-7692
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004948/238
Date	May 19, 2020
Book Page	4948/238

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	TUPELO, MS 38803

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2035

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	2073 SAINT IVES LN, HERNANDO, MS 38632-7692
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2073 SAINT IVES LN, HERNANDO, MS 38632-7692

Mortgage

Document Number	005204/313
Date	Apr 5, 2021
Book Page	5204/313

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	HERNANDO, MS 38632

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Mar 26, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	2073 SAINT IVES LN, HERNANDO, MS 38632-7692
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004784/542
Date	Aug 23, 2019
Book Page	4784/542

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	HERNANDO, MS 38632

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Aug 26, 2024

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Hernando City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,605.00 (+27.43%)	$33,526 (+48.65%) Land $4,800 Building $28,726	$335,255 (+48.65%) Land $48,000 Building $287,255
2023	$2,829.00	$22,553	$225,532 Land $48,000 Building $177,532

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 43% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HERNANDO serves 14,457 people · EPA ID MS0170009
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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