2138 Saint Ives Ln, Hernando, MS 38632 Property Records

DeSoto County property record for 2138 Saint Ives Ln, Hernando, MS 38632 · Last verified January 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Year Built	Built 2015
Square Footage	3,435 sqft Adjusted Area
Lot Size	15,050 sqft (0.345 acres)
Pool	648 sqft
Occupancy	Owner Occupied
Tax Bill	$3,973.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`3-07-5-21-01-0-00040-00`

Interior

Bedrooms	3 Beds
Total Rooms	8 Rooms
Building Area	3,435 sqft Adjusted Area
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2015
Exterior Material	Brick Veneer Exterior
Construction Type	Brick Construction
Foundation Type	Mat/Raft Foundation (Slab) Foundation
Roof Construction	Gable Roof Construction
Roof Material	Shingle Roof
Lot Area	15,050 sqft (0.345 acres)
Depth X Width	159 ft x 94 ft Depth x Width
Pool Area	648 sqft Pool
Patio Area	496 sqft Patio

Location & Zoning

Street Address	2138 SAINT IVES LN
City	HERNANDO
State	MS
Zip	38632-7695
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	SAINT IVES NBHD SEC A LOT 40
Legal Range	07
Legal Township	03
Legal Section	21
Legal Subdivision	SAINT IVES SEC A 1ST REV
Legal Lot Number	40
Jurisdiction	DESOTO MS
Minor Civil Division	5
Census Blockgroup	2
Census Block	2022
Census Tract	71002

Owner

Source: DeSoto County records · APN 3-07-5-21-01-0-00040-00

Assessment roll updated September 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	2138 SAINT IVES LN, HERNANDO, MS 38632-7695
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 03, 2015
Deed Sale	Jun 03, 2015
Deed Doc Number	0000764236
Deed Book / Page	0764 / 236
Record Refreshed	Jun 08, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	2138 SAINT IVES LN, HERNANDO, MS 38632-7695
Transaction Type	Mortgage
Record Updated	Nov 29, 2022
Title Company	BOSTON NATIONAL TTL AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2138 SAINT IVES LN, HERNANDO, MS 38632-7695

Mortgage

Document Number	005445/425
Date	Jan 18, 2022
Book Page	5445/425

Lender

Name	USAA FSB
Type	Bank
Address	SAN ANTONIO, TX 78288

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2052

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Hernando City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,973.00 (+29.37%)	$36,679 (+50.95%) Land $4,800 Building $31,879	$366,793 (+50.96%) Land $48,000 Building $318,793
2023	$3,071.00	$24,298	$242,975 Land $48,000 Building $194,975

Flood & Wildfire

2138 Saint Ives Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · DeSoto County (28033C), updated June 5, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Moderate 56th percentile of exposed land nationally · 69th in Mississippi
Wildfire Likelihood	Moderate — about 1 in 794 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.