2127 Saint Ives Ln, Hernando, MS 38632 Property Records

DeSoto County property record for 2127 Saint Ives Ln, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,834 sqft · built 2008
Lot Size	0.387 acres (16,858 sqft)
Owner	Individual Name on File
Tax Bill	$3,638 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Nov 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3-07-5-21-01-0-00007-00`

Property Details

APN / Parcel Number

Primary APN	`3-07-5-21-01-0-00007-00`

Interior

Bedrooms	3 Beds
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,834 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	16,858 sqft (0.387 acres)
Lot Dimensions	168 ft deep x 100 ft wide
Patio Area	120 sqft

Location & Zoning

Street Address	2127 SAINT IVES LN
City	HERNANDO
State	MS
Zip	38632-7694
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	SAINT IVES NBHD SEC A LOT 7
Legal Range	07
Legal Township	03
Legal Section	21
Legal Subdivision	SAINT IVES SEC A 1ST REV
Legal Lot Number	7
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	2
Census Block	2017
Census Tract	71002

Owner

Source: DeSoto County assessment roll, as of September 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	2127 SAINT IVES LN, HERNANDO, MS 38632-7694
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2021	Warranty Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC
Nov 16, 2018	Warranty Deed, Transfer · FHA Mortgage EVERETT FINANCIAL INC
Mar 8, 2018	Deed, Transfer FIRST NATIONAL FINANCIAL TITLE, FIRST NATIONAL FINANCIAL TIT

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 6, 2021
Deed Sale	Jul 6, 2021
Prior Sale	Nov 16, 2018
Deed Document Number	0000963474
Deed Book / Page	963 / 474
Record Updated	Jun 8, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Jul 6, 2021
Property Address	2127 SAINT IVES LN, HERNANDO, MS 38632-7694
Document Number	000963/474
Book / Page	963 / 474
Map Reference	MB 103 PG 20&21
Instrument Date	Jul 1, 2021
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	NOT AVAILABLE, GUARDIAN TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3071 FOSSIL HILL DR, 3071, HERNANDO, MS 38632-7227

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2127 SAINT IVES LN, HERNANDO, MS 38632-7694

Mortgage

Document Number	0005283756
Date	Jul 6, 2021
Instrument	5283/756

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Nov 16, 2018
Property Address	2127 SAINT IVES LN, HERNANDO, MS 38632-7694
Document Number	000873/260
Book / Page	0873 / 260
Map Reference	MB 103 PG 20&21
Instrument Date	Nov 2, 2018
Transaction Type	Transfer
Record Updated	Nov 29, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14 PRIVATE ROAD 3075, 14, OXFORD, MS 38655-9651

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2127 SAINT LVES LN, HERNANDO, MS 38632-7694

Mortgage

Document Number	0004637013
Date	Nov 16, 2018
Instrument	4637/013

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2048

March 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	DESOTO MS
Recording Date	Mar 8, 2018
Property Address	2127 SAINT IVES LN, HERNANDO, MS 38632-7694
Document Number	000850/286
Book / Page	850 / 286
Map Reference	PB 103 PG 20-21
Instrument Date	Feb 27, 2018
Instrument	W00850-00286
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	FIRST NATIONAL FINANCIAL TITLE, FIRST NATIONAL FINANCIAL TIT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	275 FLUSHING CV, 275, HERNANDO, MS 38632-4518

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2127 SAINT IVES LN, HERNANDO, MS 38632-7694

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Hernando City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,638.00 (+13.19%)	$31,231 (+34.8%) Land $4,800 Building $26,431	$312,309 (+34.8%) Land $48,000 Building $264,309
2023	$3,214.00	$23,169	$231,690 Land $48,000 Building $183,690

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 68% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HERNANDO serves 14,457 people · EPA ID MS0170009
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Telapex Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile USA.

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