2103 E 12th St, Chattanooga, TN 37404 Property Records

Hamilton County property record for 2103 E 12th St, Chattanooga, TN 37404

Property Summary

Property TypeVacant Land
Details1,724 sqft · built 1920
Lot Size0.163 acres (7,100 sqft)
OwnerIndividual Name on File
Last Sale$103,500 (Oct 2025)
Tax Bill$265 (2025)
Deeds & MortgagesFeb 2026 Construction Loan
Dec 2025 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN146N X 025

Property Details

APN / Parcel Number

Primary APN146N X 025

Interior

Building Area1,724 sqft Attic

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1944
Lot Area7,100 sqft (0.163 acres)
Lot Dimensions142 ft deep x 50 ft wide

Location & Zoning

Street Address2103 E 12TH ST
CityCHATTANOOGA
StateTN
Zip37404-4420
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Local Zoning CodeR2
Legal DescriptionLOT 2 BLK 4 EDEN PARK ADDN PB3 PG4
Legal SubdivisionEDEN PARK ADDN
Legal Block4
Legal Lot Number2
JurisdictionHAMILTON TN
Township / Civil Division4
Census Block Group1
Census Block1027
Census Tract1300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Chickamauga and Chattanooga National Military Park
listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County assessment roll, as of January 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address409 ROBERTS ST, CHATTANOOGA, TN 37404-2113
Owner TypeIndividual
VestingUnmarried

Deeds, Mortgages & Sale History

DateDocument
Feb 6, 2026Deed of Trust, Mortgage · Construction Mortgage
MISSION FUNDING LLC
Dec 31, 2025Deed of Trust, Mortgage · Balloon Mortgage
MISSION FUNDING LLC
Oct 8, 2025Warranty Deed, Transfer · Commercial Mortgage
MISSION FUNDING LLC
May 9, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 8, 2025 · Amount on Record
Deed SaleOct 8, 2025 · Amount on Record
Prior SaleMay 9, 2017 · Amount on Record
Deed Document Number202520
Deed Book / Page14068 / 837
Prior Transfer DateMay 2, 2017
Prior Transfer Doc0000000114
Record UpdatedSep 20, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address2103 E 12TH ST, CHATTANOOGA, TN 37404-4420
Transaction TypeMortgage
Record UpdatedFeb 19, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address409 ROBERTS ST, CHATTANOOGA, TN 37404-2113

Mortgage

Document Number0000000187
DateFeb 6, 2026
Book Page14187/599
Instrument2026020600187
Lender
NameMISSION FUNDING LLC
TypeNon-Lending Institution
AddressCHATTANOOGA, TN 37421
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address2103 E 12TH ST, CHATTANOOGA, TN 37404-4420
Transaction TypeMortgage
Record UpdatedJan 8, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address409 ROBERTS ST, CHATTANOOGA, TN 37404-2113

Mortgage

Document Number0000000198
DateDec 31, 2025
Book Page14154/800
Instrument2025123100198
Lender
NameMISSION FUNDING LLC
TypeNon-Lending Institution
AddressCHATTANOOGA, TN 37421
Agreement
TypeBalloon Mortgage
AmountAmount Recorded
Term3 Months
DueMar 26, 2026

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateOct 8, 2025
Property Address2103 E 12TH ST, CHATTANOOGA, TN 37404-4420
Document Number0000000020
Book / Page14068 / 837
Map ReferenceMB 3 PG 4
Instrument DateSep 26, 2025
Instrument2025100800020
Transaction TypeTransfer
Record UpdatedOct 17, 2025
Title CompanyREALTY TITLE INC, REALTY T&E SVCS INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$382.95
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address409 ROBERTS ST, CHATTANOOGA, TN 37404-2113

Mortgage

Document Number0014068840
DateOct 8, 2025
Instrument14068/840
Lender
NameMISSION FUNDING LLC
TypeNon-Lending Institution
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term5 Months
DueMar 28, 2026

May 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHAMILTON TN
Recording DateMay 9, 2017
Property Address2103 E 12TH ST, CHATTANOOGA, TN 37404-4420
Document Number0000000114
Book / Page011044 / 000963
Instrument DateMay 2, 2017
Instrument114
Transaction TypeTransfer
Record UpdatedJan 3, 2018

Transaction

AmountAmount Recorded
Tax$40.00
Amount AccuracyConfirmed
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2520 E 14TH ST CHATTANOOGA TN 374044625, CHATTANOOGA, TN 37404-4625

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$265.00 (+138.74%)$17,500 (+25%)$70,000 (+25%) Land $70,000
2024$111.00$5,000 (-)$20,000 (-) Land $20,000
2023$111.00$5,000 (-)$20,000 (-) Land $20,000
2022$111.00$5,000$20,000 Land $20,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1989)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 1989 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of Tennessee
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 538 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Electric Power Board of Chattanooga, Tennessee
Fiber
100,000 / 100,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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