2105 Elderberry Dr, San Ramon, CA 94582 Property Records

Contra Costa County property record for 2105 Elderberry Dr, San Ramon, CA 94582

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 5,277 sqft · built 2018
Lot Size	0.146 acres (6,364 sqft)
Owner	2 Company Names on Record
Last Sale	$3,770,000 (Jan 2026)
Tax Bill	$43,316 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Aug 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`222-790-038-4`

Property Details

APN / Parcel Number

Primary APN	`222-790-038-4`
Alternative APN	`222-790-038`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	5,277 sqft Living Area
1st Floor Area	2,560 sqft
2nd Floor Area	2,717 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	6,364 sqft (0.146 acres)
Garage Type	Attached
Garage Area	657 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	2105 ELDERBERRY DR
City	SAN RAMON
State	CA
Zip	94582-5390
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T9301 L126
Legal Subdivision	SUBDIVISION 9301
Legal Tract	9301
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	4
Census Block	4015
Census Tract	345112

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	27167 FIELDING DR, HAYWARD, CA 94542-2435
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2022	Deed of Trust, Mortgage · Line of Credit EXCHANGE BANK
Aug 18, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST
Jan 23, 2026	Grant Deed, Transfer · Conventional Mortgage THE GOLDEN 1 CU
Jan 29, 2019	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Jul 31, 2018	Grant Deed, Subdivision Related Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 23, 2026 · Amount on Record
Deed Sale	Jan 23, 2026 · Amount on Record
Prior Sale	Aug 5, 2024 · Amount on Record
Deed Document Number	20267555
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2105 ELDERBERRY DR, SAN RAMON, CA 94582-5390
Transaction Type	Mortgage
Record Updated	Feb 4, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2105 ELDERBERRY DR, SAN RAMON, CA 94582-5390

Mortgage

Document Number	0000185182
Date	Dec 16, 2022
Instrument	2022-185182

Lender

Name	EXCHANGE BANK
Type	Bank
Address	SANTA ROSA, CA 95402

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2105 ELDERBERRY DR, SAN RAMON, CA 94582-5390
Transaction Type	Mortgage
Record Updated	Feb 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2105 ELDERBERRY DR, SAN RAMON, CA 94582-5390

Mortgage

Document Number	0000080011
Date	Aug 18, 2023
Instrument	2023-080011

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jan 23, 2026
Property Address	2105 ELDERBERRY DR, SAN RAMON, CA 94582-5390
Document Number	0000007555
Map Reference	MB 529 PG 25 - 44
Instrument Date	Jan 9, 2026
Instrument	2026- 007555
Transaction Type	Transfer
Record Updated	Feb 4, 2026
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27167 FIELDING DR, HAYWARD, CA 94542-2435

Mortgage

Document Number	0000007556
Date	Jan 23, 2026
Instrument	2026- 007556

Lender

Name	THE GOLDEN 1 CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2033
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	9.5%
Index	Other
Max Rate	9.5%

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2105 ELDERBERRY DR, SAN RAMON, CA 94582-5390
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012003
Date	Jan 29, 2019
Instrument	2019-012003

Lender

Name	PENTAGON FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jan 22, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jul 31, 2018
Property Address	2105 ELDERBERRY DR, SAN RAMON, CA 94582-5390
Document Number	0000121464
Map Reference	MB 529 PG 25-44
Instrument Date	Jun 8, 2018
Instrument	2018-121464
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 3, 2022
Title Company	WESTMINSTER TITLE COMPANY IN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	22299 JANICE AVE, CUPERTINO, CA 95014-2702

Mortgage

Document Number	0000121465
Date	Jul 31, 2018
Instrument	2018-121465

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	San Ramon City
Unified School District	San Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$3,774,000 (+2%) Land $1,428,000 Building $2,346,000
2025	$43,316.00 (+23.09%)	$3,700,000 (+25.27%) Land $1,400,000 Building $2,300,000
2023	$35,191.00 (+1.02%)	$2,953,698 Land $991,785 Building $1,961,913
2022	$34,834.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBLIN SAN RAMON SERVICES DISTRICT serves 98,776 people · EPA ID CA0110009
Water Source	Purchased surface water from ZONE 7 WATER AGENCY
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Fiber · Cable in parts of the area	1,200 / 35
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Etheric Networks.

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