2094 Elderberry Dr, San Ramon, CA 94582 Property Records

Contra Costa County property record for 2094 Elderberry Dr, San Ramon, CA 94582

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 5,045 sqft · built 2018
Lot Size	0.183 acres (7,958 sqft)
Owner	2 Company Names on Record
Last Sale	$3,100,000 (Apr 2026)
Tax Bill	$26,116 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Jan 2026 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`222-790-058-2`

Property Details

APN / Parcel Number

Primary APN	`222-790-058-2`
Alternative APN	`222-790-058`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	5,045 sqft Living Area
1st Floor Area	2,321 sqft
2nd Floor Area	2,724 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	7,958 sqft (0.183 acres)
Garage Type	Attached
Garage Area	622 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	2094 ELDERBERRY DR
City	SAN RAMON
State	CA
Zip	94582-5391
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T9301 L76
Legal Subdivision	GALE RANCH SUB 9301
Legal Tract	9301
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	4
Census Block	4013
Census Tract	345112

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	2094 ELDERBERRY DR, SAN RAMON, CA 94582-5391
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2025	Deed of Trust, Mortgage · Conventional Mortgage CAL COAST FINANCIAL CORP
Jan 30, 2026	Deed of Trust, Mortgage · Line of Credit ZB NA
Apr 20, 2026	Grant Deed, Transfer · Conventional Mortgage BANK OF AMIERCA NA
May 20, 2019	Deed of Trust, Mortgage BANK OF AMERICA
Aug 29, 2018	Grant Deed, Subdivision Related Transfer · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2026 · Amount on Record
Deed Sale	Apr 20, 2026 · Amount on Record
Prior Sale	Aug 29, 2018 · Amount on Record
Deed Document Number	202639867
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2094 ELDERBERRY DR, SAN RAMON, CA 94582-5391
Transaction Type	Mortgage
Record Updated	Apr 30, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2094 ELDERBERRY DR, SAN RAMON, CA 94582-5391

Mortgage

Document Number	0000131389
Date	Nov 21, 2025
Instrument	2025- 131389

Lender

Name	CAL COAST FINANCIAL CORP
Type	Mortgage Company
Address	6601 OWENS DR STE 260, PLEASANTON, CA 94588

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2026
Change Frequency	6 Months
Min Rate At Change	3.62%
Max Rate At Change	7.62%
Index	Other
Max Rate	10.6%

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2094 ELDERBERRY DR, SAN RAMON, CA 94582-5391
Transaction Type	Mortgage
Record Updated	Apr 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009600
Date	Jan 30, 2026
Instrument	2026- 009600

Lender

Name	ZB NA
Type	Bank
Address	1277 TREAT BLVD STE 120, WALNUT CREEK, CA 94597

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Apr 20, 2026
Property Address	2094 ELDERBERRY DR, SAN RAMON, CA 94582-5391
Document Number	0000039867
Instrument Date	Apr 16, 2026
Instrument	2026.39867
Transaction Type	Transfer
Record Updated	Apr 29, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$344,410.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	2094 ELDERBERRY DR, SAN RAMON, CA 94582-5391

Mortgage

Document Number	0000039868,
Date	Apr 20, 2026
Instrument	2026.39868

Lender

Name	BANK OF AMIERCA NA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.63%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2094 ELDERBERRY DR, SAN RAMON, CA 94582-5391
Document Number	0000079434
Instrument Date	May 20, 2019
Transaction Type	Mortgage
Record Updated	Jun 10, 2019
Title Company	AMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2094 ELDERBERRY DR SAN RAMON CA 945825391, SAN RAMON, CA 94582-5391

Mortgage

Document Number	0000079434
Date	May 30, 2019
Instrument	79434

Lender

Name	BANK OF AMERICA
Type	Bank
Address	101 S TRYON ST, CHARLOTTE, NC 28280-0002

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 29, 2049

Interest

Rate Type	Adjustable Rate
Rate	3%

August 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Aug 29, 2018
Property Address	2094 ELDERBERRY DR, SAN RAMON, CA 94582-5391
Document Number	0000138298
Instrument Date	Jul 13, 2018
Instrument	138298
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 16, 2018
Title Company	WESTMINSTER TITLE COMPANY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,082.30
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2094 ELDERBERRY DR SAN RAMON CA 945825391, SAN RAMON, CA 94582-5391

Mortgage

Document Number	138299
Date	Aug 29, 2018
Instrument	138299

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 28, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.12%

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	San Ramon City
Unified School District	San Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,153,450 (+2%) Land $967,152 Building $1,186,298
2025	$26,116.00 (+3.92%)	$2,111,227 (+4.04%) Land $948,189 Building $1,163,038
2023	$25,132.00 (+1.14%)	$2,029,248 Land $911,371 Building $1,117,877
2022	$24,849.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBLIN SAN RAMON SERVICES DISTRICT serves 98,776 people · EPA ID CA0110009
Water Source	Purchased surface water from ZONE 7 WATER AGENCY
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Fiber · Cable in parts of the area	1,200 / 35
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Etheric Networks.

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