2098 Elderberry Dr, San Ramon, CA 94582 Property Records

Contra Costa County property record for 2098 Elderberry Dr, San Ramon, CA 94582

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 5,127 sqft · built 2018
Lot Size	0.187 acres (8,136 sqft)
Owner	Company Name on Record
Last Sale	$1,929,000 (Oct 2018)
Tax Bill	$26,556 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Sep 2021 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`222-790-057-4`

Property Details

APN / Parcel Number

Primary APN	`222-790-057-4`
Alternative APN	`222-790-057`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	5,127 sqft Living Area
1st Floor Area	2,320 sqft
2nd Floor Area	2,807 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	8,136 sqft (0.187 acres)
Garage Type	Attached
Garage Area	647 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	2098 ELDERBERRY DR
City	SAN RAMON
State	CA
Zip	94582-5391
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T9301 L75
Legal Subdivision	GALE RANCH SUB 9301
Legal Tract	9301
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	4
Census Block	4013
Census Tract	345112

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2098 ELDERBERRY DR, SAN RAMON, CA 94582-5391
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 28, 2021	Intrafamily Transfer, Transfer WESTERN RESOURCES TITLE
Aug 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
Feb 25, 2019	Quit Claim Deed, Transfer WESTMINISTER TITLE
Oct 31, 2018	Grant Deed, Subdivision Related Transfer · ARM TBI MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 31, 2018 · Amount on Record
Deed Sale	Oct 31, 2018 · Amount on Record
Deed Document Number	2018177265
Last Transfer Date	Aug 17, 2021
Transfer Doc	0000267852
Record Updated	Sep 20, 2026

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 28, 2021
Property Address	2098 ELDERBERRY DR, SAN RAMON, CA 94582-5391
Document Number	0000267850
Map Reference	MB 529 PG 25-44
Instrument Date	Aug 17, 2021
Instrument	2021-267850
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	WESTERN RESOURCES TITLE, WESTERN RESOURCES TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2098 ELDERBERRY DR, SAN RAMON, CA 94582-5391

Mortgage

Document Number	0000267851
Date	Sep 28, 2021
Instrument	2021-267851

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 28, 2021
Property Address	2098 ELDERBERRY DR, SAN RAMON, CA 94582-5391
Document Number	0000267852
Map Reference	MB 529 PG 25-44
Instrument Date	Aug 17, 2021
Instrument	2021-267852
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	WESTERN RESOURCES TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2098 ELDERBERRY DR, SAN RAMON, CA 94582-5391

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2098 ELDERBERRY DR, SAN RAMON, CA 94582-5391
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000174649
Date	Aug 18, 2020
Instrument	2020-174649

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Sep 1, 2027
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	8%
Index	1-Year LIBOR
Max Rate	8%

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Feb 25, 2019
Property Address	2098 ELDERBERRY DR, SAN RAMON, CA 94582-5391
Document Number	0000024795
Instrument Date	Feb 20, 2019
Instrument	24795
Transaction Type	Transfer
Record Updated	Mar 4, 2019
Title Company	WESTMINISTER TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2098 ELDERBERRY DR SAN RAMON CA 945825391, SAN RAMON, CA 94582-5391

October 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 31, 2018
Property Address	2098 ELDERBERRY DR, SAN RAMON, CA 94582-5391
Document Number	0000177265
Map Reference	MB 529 PG 25-44
Instrument Date	Sep 23, 2018
Instrument	2018-177265
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 3, 2022
Title Company	WESTMINSTER TITLE COMPANY IN

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2098 ELDERBERRY DR, SAN RAMON, CA 94582-5391

Mortgage

Document Number	0000177266
Date	Oct 31, 2018
Instrument	2018-177266

Lender

Name	TBI MORTGAGE CO
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Nov 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.37%
Index	1-Year LIBOR
Max Rate	8.37%

Mortgage

Document Number	0000177266
Date	Oct 31, 2018
Instrument	2018-177266

Lender

Name	TBI MORTGAGE CO
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Nov 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.37%
Index	1-Year LIBOR
Max Rate	8.37%

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	San Ramon City
Unified School District	San Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,194,867 (+2%) Land $967,152 Building $1,227,715
2025	$26,556.00 (+3.91%)	$2,151,832 (+4.04%) Land $948,189 Building $1,203,643
2023	$25,557.00 (+1.14%)	$2,068,276 Land $911,371 Building $1,156,905
2022	$25,270.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBLIN SAN RAMON SERVICES DISTRICT serves 98,776 people · EPA ID CA0110009
Water Source	Purchased surface water from ZONE 7 WATER AGENCY
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Fiber · Cable in parts of the area	1,200 / 35
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Etheric Networks.

Nearby Properties on Elderberry Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures