2101 Elderberry Dr, San Ramon, CA 94582 Property Records

Contra Costa County property record for 2101 Elderberry Dr, San Ramon, CA 94582

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 5,081 sqft · built 2018
Lot Size	0.139 acres (6,039 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,085,500 (Jul 2018)
Tax Bill	$28,364 (2025)
Deeds & Mortgages	May 2023 Line of Credit Sep 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`222-790-039-2`

Property Details

APN / Parcel Number

Primary APN	`222-790-039-2`
Alternative APN	`222-790-039`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	5,081 sqft Living Area
1st Floor Area	2,300 sqft
2nd Floor Area	2,781 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	6,039 sqft (0.139 acres)
Garage Type	Attached
Garage Area	647 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	2101 ELDERBERRY DR
City	SAN RAMON
State	CA
Zip	94582-5390
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T9301 L127
Legal Subdivision	GALE RANCH 9301
Legal Tract	9301
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	4
Census Block	4015
Census Tract	345112

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2101 ELDERBERRY DR, SAN RAMON, CA 94582-5390
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
May 31, 2023	Deed of Trust, Mortgage · Line of Credit FIRST BANK
Sep 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA
Feb 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Sep 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF THE WEST
Sep 20, 2019	Deed of Trust, Mortgage BANK OF THE WEST
Jul 27, 2018	Grant Deed, Subdivision Related Transfer · ARM MUFG UNION BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2018 · Amount on Record
Deed Sale	Jul 27, 2018 · Amount on Record
Deed Document Number	2018120059
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2101 ELDERBERRY DR, SAN RAMON, CA 94582-5390
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2101 ELDERBERRY DR, SAN RAMON, CA 94582-5390

Mortgage

Document Number	0000051838
Date	May 31, 2023
Instrument	2023-051838

Lender

Name	FIRST BANK
Type	Bank
Address	WALNUT CREEK, CA 94596

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2101 ELDERBERRY DR, SAN RAMON, CA 94582-5390
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2101 ELDERBERRY DR, SAN RAMON, CA 94582-5390

Mortgage

Document Number	0000197265
Date	Sep 9, 2020
Instrument	2020-197265

Lender

Name	CITIBANK NA
Type	Bank
Address	O FALLON, MO 63368

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jul 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	7.62%
Type Change Date	Jul 1, 2030
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.62%
Index	1-Year LIBOR
Max Rate	7.62%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2101 ELDERBERRY DR, SAN RAMON, CA 94582-5390
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	BOSTON NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2101 ELDERBERRY DR, SAN RAMON, CA 94582-5390

Mortgage

Document Number	0000036080
Date	Feb 5, 2021
Instrument	2021-036080

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 12, 2051

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2101 ELDERBERRY DR, SAN RAMON, CA 94582-5390
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2101 ELDERBERRY DR, SAN RAMON, CA 94582-5390

Mortgage

Document Number	0000258250
Date	Sep 16, 2021
Instrument	2021-258250

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	362 Months
Due	Nov 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	1.87%
Type Change Date	Nov 1, 2028
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	6.87%
Index	Other
Margin	3
Max Rate	6.87%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2101 ELDERBERRY DR, SAN RAMON, CA 94582-5390
Document Number	0000165625
Instrument Date	Sep 20, 2019
Transaction Type	Mortgage
Record Updated	Oct 16, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2101 ELDERBERRY DR SAN RAMON CA 945825390, SAN RAMON, CA 94582-5390

Mortgage

Document Number	0000165625
Date	Oct 2, 2019
Instrument	165625

Lender

Name	BANK OF THE WEST
Type	Bank
Address	13505 CALIFORNIA ST, OMAHA, NE 68154-5247

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.62%

July 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jul 27, 2018
Property Address	2101 ELDERBERRY DR, SAN RAMON, CA 94582-5390
Document Number	0000120059
Map Reference	MB 529 PG 25-44
Instrument Date	Jul 3, 2018
Instrument	2018-120059
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 3, 2022
Title Company	WESTMINSTER TITLE COMPANY IN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2101 ELDERBERRY DR, SAN RAMON, CA 94582-5390

Mortgage

Document Number	0000120060
Date	Jul 27, 2018
Instrument	2018-120060

Lender

Name	MUFG UNION BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Aug 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	6%
Index	1-Year LIBOR
Max Rate	10%

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	San Ramon City
Unified School District	San Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,372,369 (+2%) Land $1,052,489 Building $1,319,880
2025	$28,364.00 (+3.9%) Homeowner's exemption	$2,325,852 (+4.04%) Land $1,031,852 Building $1,294,000
2023	$27,300.00 (+1.11%) Homeowner's exemption	$2,235,538 Land $991,785 Building $1,243,753
2022	$27,000.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBLIN SAN RAMON SERVICES DISTRICT serves 98,776 people · EPA ID CA0110009
Water Source	Purchased surface water from ZONE 7 WATER AGENCY
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Fiber · Cable in parts of the area	1,200 / 35
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Etheric Networks.

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