2011 E 8th St, Panama City, FL 32401 Property Records

Bay County property record for 2011 E 8th St, Panama City, FL 32401

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,014 sqft · built 1979
Lot Size0.285 acres (12,415 sqft)
Owner2 Individual Names on Record
Tax Bill$1,172 (2025)
Deeds & MortgagesJun 2019 Transfer
Flood ZoneZone X (minimal risk)
APN16115-000-000

Property Details

APN / Parcel Number

Primary APN16115-000-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,014 sqft Heated Area
Gross Area2,858 sqft
1st Floor Area2,014 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1979
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area12,415 sqft (0.285 acres)
Lot Dimensions111 ft deep x 112 ft wide
PorchPorch
Porch Area512 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address2011 E 8TH ST
CityPANAMA CITY
StateFL
Zip32401-4623
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePC04
Legal DescriptionSHERMANS 2ND ADD 105A4 LOTS 6,7 BLK F ORB 519 P 568
Legal Range14W
Legal Township04S
Legal Section03
Legal SubdivisionSHERMANS 2ND ADD
Legal BlockF
Legal Lot Number6,7 7
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group1
Census Block1018
Census Tract1700

Owner

Source: Bay County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2011 E 8TH ST, PANAMA CITY, FL 32401-4623
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateJun 11, 2019
Transfer Doc0041322113
Record UpdatedJun 8, 2026

June 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBAY FL
Recording DateJun 11, 2019
Property Address2011 E 8TH ST, PANAMA CITY, FL 32401-4623
Document Number0041322113
Book / Page004132 / 002113
Instrument DateJun 10, 2019
Instrument54467
Transaction TypeTransfer
Record UpdatedJun 20, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 472 PANAMA CITY FL 324020472, PANAMA CITY, FL 32402-0472

Tax Assessment & Valuation

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalityPanama City
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,172.00 (-18.84%) Homeowner's exemption Widower's exemption$121,259 (+5.99%)$141,205 (+6.73%) Land $32,396 Building $108,809
2023$1,444.00 (-33.58%) Homeowner's exemption Widower's exemption$114,409 (-5.14%)$132,296 (+9.69%) Land $21,929 Building $110,367
2022$2,174.00$120,608 Land $20,434 Building $100,174$120,608 Land $20,434 Building $100,174

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies15 in force
Nearby Flood Claims16 (1999–2024)
Claims Outside the SFHA12 of 16
Most Recent ClaimSep 2024 · Hurricane Helene
Claims by Event
  • Hurricane Helene, Sep 2024 · 2 claims
  • Hurricane Michael, Oct 2018 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPANAMA CITY WATER SYSTEM
serves 34,345 people · EPA ID FL1030517
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionFeb 2026
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20

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