2103 Joe Ln, Kearney, MO 64060 Property Records

Clay County property record for 2103 Joe Ln, Kearney, MO 64060

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,409 sqft · built 2007
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,016 (2025)
Deeds & Mortgages	Jun 2026 Sale Jan 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-809-00-07-005.00`

Property Details

APN / Parcel Number

Primary APN	`07-809-00-07-005.00`
Alternative APNs	`0780900070050001` `7809000700500` `294452`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,409 sqft Living Area
Gross Area	3,530 sqft
1st Floor Area	1,409 sqft
Basement Area	1,355 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Ranch
Exterior Material	Wood Siding
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	714 sqft
Parking Spaces	3 Parking Spaces
Porch	Covered Wood Porch
Deck Area	144 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	2103 JOE LN
City	KEARNEY
State	MO
Zip	64060-7688
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAKWOOD ESTATES 1ST PLAT LT 50
Legal Range	31W
Legal Township	53N
Legal Section	28
Legal Subdivision	OAKWOOD ESTATES 1ST
Legal Lot Number	50
Jurisdiction	CLAY MO
Township / Civil Division	KEARNEY
Census Block Group	1
Census Block	1028
Census Tract	21809

Owner

Source: Clay County records, as of July 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2003 LIBERTY DR, LIBERTY, MO 64068-7718
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2026	Warranty Deed, Transfer COFFELT LAND TITLE INC, COFFELT LAND TITLE
Jan 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK
Apr 21, 2020	Deed of Trust, Mortgage · Line of Credit GOPPERT FINANCIAL BANK
Jun 28, 2018	Deed of Trust, Mortgage · Line of Credit COMMUNITYAMERICA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2026
Deed Sale	Jun 23, 2026
Prior Sale	Jan 27, 2022
Deed Document Number	202616925
Deed Book / Page	10194 / 94
Prior Transfer Date	Jan 31, 2017
Prior Transfer Doc	0000003371
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MO
Recording Date	Jun 23, 2026
Property Address	2103 JOE LN, KEARNEY, MO 64060-7688
Document Number	0000016925
Book / Page	10194 / 94
Instrument Date	Jun 22, 2026
Instrument	202616925
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	COFFELT LAND TITLE INC, COFFELT LAND TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2003 LIBERTY DR, LIBERTY, MO 64068-7718
Investor	Possibly a Property Investor

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	2103 JOE LN, KEARNEY, MO 64060-7688
Transaction Type	Mortgage
Record Updated	Aug 16, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4330 W HUNTINGTON AVE, LINCOLN, NE 68524-6004

Mortgage

Document Number	0000003247
Date	Jan 28, 2022
Book Page	9291/147
Instrument	2022003247

Lender

Name	FIRST STATE BANK
Type	Bank
Address	SAINT CHARLES, MO 63301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	2103 JOE LN, KEARNEY, MO 64060-7688
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012103
Date	Apr 21, 2020
Book Page	8655/109
Instrument	2020012103

Lender

Name	GOPPERT FINANCIAL BANK
Type	Bank
Address	LAWSON, MO 64062

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Apr 20, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	2103 JOE LN, KEARNEY, MO 64060-7688
Document Number	0000022327
Instrument Date	Jun 28, 2018
Transaction Type	Mortgage
Record Updated	Jul 25, 2018
Title Company	WORLDWIDE RECORDING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2103 JOE LN KEARNEY MO 640607688, KEARNEY, MO 64060-7688

Mortgage

Document Number	0000022327
Date	Jul 11, 2018
Book Page	008236/000166
Instrument	22327

Lender

Name	COMMUNITYAMERICA CU
Type	Credit Union
Address	LENEXA, KS 66219

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Clay County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Clay County
Municipality	Kearney City
Unified School District	Kearney R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,016.00 (+2.71%)	$61,390 (+7.23%)	$323,105 (+7.23%)
2023	$3,910.00 (+10.3%)	$57,250	$301,315
2019	$3,545.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLAY COUNTY PWSD 6 serves 4,912 people · EPA ID MO1024146
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed, Intercept Fiber, Verizon, Wisper ISP.

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