2004 Joe Ln, Kearney, MO 64060 Property Records

Clay County property record for 2004 Joe Ln, Kearney, MO 64060

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,051 sqft · built 2006
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Last Sale	$415,784 (Jun 2025)
Tax Bill	$4,740 (2025)
Deeds & Mortgages	Jul 2021 Sale Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-809-00-08-003.00`

Property Details

APN / Parcel Number

Primary APN	`07-809-00-08-003.00`
Alternative APNs	`0780900080030001` `7809000800300` `294453`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	5 Rooms
Building Area	3,051 sqft Living Area
Gross Area	4,137 sqft
1st Floor Area	2,043 sqft
Basement Area	320 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Split Level
Exterior Material	Wood Siding
Roof Material	Composition Shingle
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Attached
Garage Area	724 sqft
Parking Spaces	3 Parking Spaces
Porch	Covered Wood Porch
Deck Area	144 sqft
Patio Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	2004 JOE LN
City	KEARNEY
State	MO
Zip	64060-7687
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAKWOOD ESTATES 1ST PLAT LT 72
Legal Range	31W
Legal Township	53N
Legal Section	28
Legal Subdivision	OAKWOOD ESTATES 1ST
Legal Lot Number	72
Jurisdiction	CLAY MO
Township / Civil Division	KEARNEY
Census Block Group	1
Census Block	1028
Census Tract	21809

Owner

Source: Clay County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2004 JOE LN, KEARNEY, MO 64060-7687
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2021	Beneficiary Deed, Transfer
Jul 23, 2020	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 27, 2025 · Amount on Record
Deed Sale	Jun 27, 2025 · Amount on Record
Prior Sale	Aug 9, 2006
Deed Document Number	202515638
Deed Book / Page	9962 / 112
Record Updated	Sep 20, 2026

July 2021: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	CLAY MO
Recording Date	Jul 8, 2021
Property Address	2004 JOE LN, KEARNEY, MO 64060-7687
Document Number	0000029408
Book / Page	9107 / 45
Instrument Date	Jul 8, 2021
Instrument	2021029408
Transaction Type	Transfer
Record Updated	Aug 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18301 N US HIGHWAY 69, LAWSON, MO 64062-7807

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2004 JOE LN, KEARNEY, MO 64060-7687

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	2004 JOE LN, KEARNEY, MO 64060-7687
Document Number	0000025781
Instrument Date	Jul 23, 2020
Transaction Type	Mortgage
Record Updated	Aug 27, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2004 JOE LN KEARNEY MO 640607687, KEARNEY, MO 64060-7687

Mortgage

Document Number	0000025781
Date	Jul 28, 2020
Book Page	008746/000149
Instrument	25781

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 27, 2050

Tax Assessment & Valuation

Source: Clay County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Clay County
Municipality	Kearney City
Unified School District	Kearney R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,740.00 (-0.57%)	$72,450 (+3.78%)	$381,316 (+3.78%)
2023	$4,767.00 (+8.84%)	$69,810 (+12.56%)	$367,421 (+12.56%)
2022	$4,380.00 (+0.53%)	$62,020
2021			$326,421
2019	$4,357.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLAY COUNTY PWSD 6 serves 4,912 people · EPA ID MO1024146
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed, Intercept Fiber, Verizon, Wisper ISP.

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