2009 Joe Ln, Kearney, MO 64060 Property Records

Clay County property record for 2009 Joe Ln, Kearney, MO 64060

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,685 sqft · built 2006
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on Record
Last Sale	$162,500 (Oct 2013)
Tax Bill	$4,004 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Dec 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-809-00-06-009.00`

Property Details

APN / Parcel Number

Primary APN	`07-809-00-06-009.00`
Alternative APNs	`0780900060090001` `7809000600900` `294447`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,685 sqft Living Area
Gross Area	4,244 sqft
1st Floor Area	1,685 sqft
Basement Area	1,685 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Ranch
Exterior Material	Wood Siding
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Attached
Garage Area	838 sqft
Parking Spaces	3 Parking Spaces
Porch	Covered Wood Porch
Deck Area	168 sqft
Patio Area	770 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	2009 JOE LN
City	KEARNEY
State	MO
Zip	64060-7687
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAKWOOD ESTATES 1ST PLAT LT 51
Legal Range	31W
Legal Township	53N
Legal Section	28
Legal Subdivision	OAKWOOD ESTATES 1ST
Legal Lot Number	51
Jurisdiction	CLAY MO
Township / Civil Division	KEARNEY
Census Block Group	1
Census Block	1030
Census Tract	21809

Owner

Source: Clay County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2009 JOE LN, KEARNEY, MO 64060-7687
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2024	Deed of Trust, Mortgage · Line of Credit OAKSTAR BANK NA
Dec 6, 2023	Deed of Trust, Mortgage · Line of Credit OAKSTAR BANK NA
Jun 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage MAZUMA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2013 · Amount on Record
Deed Sale	Oct 16, 2013 · Amount on Record
Prior Sale	Sep 25, 2006
Deed Document Number	201339810
Deed Book / Page	7202 / 36
Prior Transfer Date	Mar 21, 2007
Prior Transfer Doc	0000012995
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	2009 JOE LN, KEARNEY, MO 64060-7687
Transaction Type	Mortgage
Record Updated	Jan 19, 2024
Title Company	STEWART TITLE COMPANY-MIDLAND DIV, STEWART TTL CO MIDWEST DIVI

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2009 JOE LN, KEARNEY, MO 64060-7687

Mortgage

Document Number	0000000715
Date	Jan 11, 2024
Book Page	9679/33
Instrument	2024000715

Lender

Name	OAKSTAR BANK NA
Type	Bank
Address	OTTAWA, KS 66067

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	2009 JOE LN, KEARNEY, MO 64060-7687
Transaction Type	Mortgage
Record Updated	Dec 13, 2023
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2009 JOE LN, KEARNEY, MO 64060-7687

Mortgage

Document Number	0000029132
Date	Dec 6, 2023
Book Page	9664/134
Instrument	2023029132

Lender

Name	OAKSTAR BANK NA
Type	Bank
Address	OTTAWA, KS 66067

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	2009 JOE LN, KEARNEY, MO 64060-7687
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025988
Date	Jun 16, 2021
Book Page	9086/13
Instrument	2021025988

Lender

Name	MAZUMA CU
Type	Credit Union
Address	68223

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Clay County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Clay County
Municipality	Kearney City
Unified School District	Kearney R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,004.00 (+4.9%)	$61,200 (+9.48%)	$322,105 (+9.48%)
2023	$3,817.00 (+8.07%)	$55,900	$294,210
2019	$3,532.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLAY COUNTY PWSD 6 serves 4,912 people · EPA ID MO1024146
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed, Intercept Fiber, Verizon, Wisper ISP.

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