2010 Joe Ln, Kearney, MO 64060 Property Records

Clay County property record for 2010 Joe Ln, Kearney, MO 64060

Property Summary

Property Type	Single Family Home
Details	2 bd · 3.5 ba · 1,553 sqft · built 2010
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,014 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-809-00-08-006.00`

Property Details

APN / Parcel Number

Primary APN	`07-809-00-08-006.00`
Alternative APNs	`0780900080060001` `7809000800600` `269462`

Interior

Bedrooms	2 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,553 sqft Living Area
Gross Area	3,347 sqft
1st Floor Area	1,553 sqft
Basement Area	1,000 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Split Level
Exterior Material	Wood Siding
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	770 sqft
Parking Spaces	3 Parking Spaces
Porch	Covered Wood Porch
Deck Area	216 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	2010 JOE LN
City	KEARNEY
State	MO
Zip	64060-7687
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAKWOOD ESTATES 1ST PLAT LT 75
Legal Range	31W
Legal Township	53N
Legal Section	28
Legal Subdivision	OAKWOOD ESTATES 1ST
Legal Lot Number	75
Jurisdiction	CLAY MO
Township / Civil Division	KEARNEY
Census Block Group	1
Census Block	1028
Census Tract	21809

Owner

Source: Clay County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2010 JOE LN, KEARNEY, MO 64060-7687
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2021	Deed of Trust, Mortgage · FHA Mortgage COMMUNITYAMERICA CU
Mar 18, 2021	Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO
Jul 5, 2019	Deed of Trust, Mortgage COMMUNITYAMERICA CU
Jun 1, 2018	Warranty Deed, Transfer PRIME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 18, 2021
Deed Sale	Mar 18, 2021
Prior Sale	Jun 1, 2018
Deed Document Number	202111571
Deed Book / Page	8996 / 19
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	2010 JOE LN, KEARNEY, MO 64060-7687
Transaction Type	Mortgage
Record Updated	Nov 7, 2023
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011781
Date	Mar 19, 2021
Book Page	8897/76
Instrument	2021011781

Lender

Name	COMMUNITYAMERICA CU
Type	Credit Union
Address	LENEXA, KS 66219

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MO
Recording Date	Mar 18, 2021
Property Address	2010 JOE LN, KEARNEY, MO 64060-7687
Document Number	0000011571
Book / Page	8996 / 19
Instrument Date	Mar 17, 2021
Instrument	2021011571
Transaction Type	Transfer
Record Updated	Nov 25, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2010 JOE LN, 2010, KEARNEY, MO 64060-7687

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2010 JOE LN, KEARNEY, MO 64060-7687

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	2010 JOE LN, KEARNEY, MO 64060-7687
Document Number	0000018574
Instrument Date	Jul 5, 2019
Transaction Type	Mortgage
Record Updated	Jul 23, 2019
Title Company	TRUSTED TITLE AND CLOSING LLC, TRUSTED TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2010 JOE LN KEARNEY MO 640607687, KEARNEY, MO 64060-7687

Mortgage

Document Number	0000018574
Date	Jul 10, 2019
Book Page	008450/000067
Instrument	18574

Lender

Name	COMMUNITYAMERICA CU
Type	Credit Union
Address	LENEXA, KS 66219

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 9, 2049

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MO
Recording Date	Jun 1, 2018
Property Address	2010 JOE LN, KEARNEY, MO 64060-7687
Document Number	0000017446
Book / Page	008209 / 000092
Instrument Date	May 30, 2018
Instrument	17446
Transaction Type	Transfer
Record Updated	Jun 27, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2010 JOE LN KEARNEY MO 640607687, KEARNEY, MO 64060-7687

Mortgage

Document Number	17912
Date	Jun 1, 2018
Book Page	008212/000075
Instrument	17912

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 31, 2048

Tax Assessment & Valuation

Source: Clay County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Clay County
Municipality	Kearney City
Unified School District	Kearney R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,014.00 (+7.15%)	$61,350 (+11.85%)	$322,895 (+11.85%)
2023	$3,746.00 (+5.34%)	$54,850	$288,684
2019	$3,556.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLAY COUNTY PWSD 6 serves 4,912 people · EPA ID MO1024146
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed, Intercept Fiber, Verizon, Wisper ISP.

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