2109 Harvard Ave, Miami, OK 74354 Property Records

Ottawa County property record for 2109 Harvard Ave, Miami, OK 74354

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,791 sqft · built 1956
Lot Size	0.287 acres (12,500 sqft)
Owner	Individual Name on Record
Last Sale	$84,500 (Aug 2017)
Tax Bill	$1,300 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17734`

Property Details

APN / Parcel Number

Primary APN	`17734`
Alternative APN	`4840-00-000-007-0-000-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,791 sqft Living Area
1st Floor Area	1,791 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 2007
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,500 sqft (0.287 acres)
Lot Dimensions	125 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	120 sqft
Deck Area	312 sqft
Patio Area	624 sqft
Shed	1 Shed
Shed Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	17734
Street Address	2109 HARVARD AVE
City	MIAMI
State	OK
Zip	74354-3916
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 7 ROCKDALE III
Legal Range	23E
Legal Township	28N
Legal Section	20
Legal Subdivision	ROCKDALE III
Legal Lot Number	7
Jurisdiction	OTTAWA OK
Township / Civil Division	MIAMI
Census Block Group	4
Census Block	4053
Census Tract	574600

Owner

Source: Ottawa County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2109 HARVARD AVE, MIAMI, OK 74354-3916
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2022	Deed of Trust, Mortgage · FHA Mortgage ARVEST BANK
Aug 10, 2017	Warranty Deed, Transfer · Conventional Mortgage ARVEST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 10, 2017 · Amount on Record
Deed Sale	Aug 10, 2017 · Amount on Record
Prior Sale	Jul 30, 2014
Deed Document Number	20173185
Deed Book / Page	1054 / 417
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA OK
Property Address	2109 HARVARD AVE, MIAMI, OK 74354-3916
Transaction Type	Mortgage
Record Updated	Jul 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001164/750
Date	Jul 5, 2022
Book Page	1164/750
Instrument	I-2022-003475

Lender

Name	ARVEST BANK
Type	Bank
Address	LOWELL, AR 72745

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA OK
Recording Date	Aug 10, 2017
Property Address	2109 HARVARD AVE, MIAMI, OK 74354-3916
Document Number	001054/417
Book / Page	1054 / 417
Instrument Date	Aug 10, 2017
Instrument	2017-003185
Transaction Type	Transfer
Record Updated	Mar 18, 2022
Title Company	NOT AVAILABLE, OTTAWA COUNTY ABSTRACT & TIT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$126.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2109 HARVARD AVE, MIAMI, OK 74354-3916

Mortgage

Document Number	2017003186
Date	Aug 10, 2017
Instrument	2017-003186

Lender

Name	ARVEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of January 29, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Ottawa County
Municipality	Miami City
Unified School District	Miami Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$13,055 (-3.22%) Land $1,140 Building $11,915	$114,518 (-3.22%) Land $10,000 Building $104,518
2025	$1,300.00 (-1.22%)	$13,490 (-11.38%) Land $1,140 Building $12,350	$118,330 (-11.38%) Land $10,000 Building $108,330
2024	$1,316.00 (-8.93%)	$15,223 (-) Land $1,140 Building $14,083	$133,532 (-) Land $10,000 Building $123,532
2023	$1,445.00 (+2.7%)	$15,223 (-) Land $1,140 Building $14,083	$133,532 (-) Land $10,000 Building $123,532
2022	$1,407.00	$15,223 Land $1,140 Building $14,083	$133,532 Land $10,000 Building $123,532

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	6 (2014–2019)
Most Recent Claim	May 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, May 2019 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Oklahoma
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIAMI serves 13,704 people · EPA ID OK2005813
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
The Junction Internet Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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