Hamilton County property record for 2016 E 12th St, Chattanooga, TN 37404
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,321 sqft · built 1920 |
| Lot Size | 0.152 acres (6,625 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $25,000 (Sep 1990) |
| Tax Bill | $559 (2025) |
| Deeds & Mortgages | Sep 2022 Line of Credit Sep 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 146O X 009 |
| Primary APN | 146O X 009 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,321 sqft Living Area |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1944 |
| Exterior Material | Wood Shingle |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 6,625 sqft (0.152 acres) |
| Lot Dimensions | 125 ft deep x 53 ft wide |
| Heating System | Forced Air |
|---|---|
| Sewer | Connected |
| Account Number | 0000077588 |
|---|---|
| Street Address | 2016 E 12TH ST |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37404-4403 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LOT 15 BLK 3 SPRING GROVE ADDN PB 2 PG 6 |
| Legal Subdivision | SPRING GROVE ADDN |
| Legal Block | 3 |
| Legal Lot Number | 15 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 1400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Hamilton County assessment roll, as of May 20, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2016 E 12TH ST, CHATTANOOGA, TN 37404-4403 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 19, 2022 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Sep 19, 2022 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 6, 1990 · Amount on Record |
| Deed Sale | Sep 6, 1990 · Amount on Record |
| Deed Document Number | 0003770580 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 2016 E 12TH ST, CHATTANOOGA, TN 37404-4403 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2016 E 12TH ST, CHATTANOOGA, TN 37404-4403 |
| Document Number | 0000000047 |
|---|---|
| Date | Sep 19, 2022 |
| Book Page | 13091/968 |
| Instrument | 2022091900047 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Oct 1, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 2016 E 12TH ST, CHATTANOOGA, TN 37404-4403 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2016 E 12TH ST, CHATTANOOGA, TN 37404-4403 |
| Document Number | 0000000080 |
|---|---|
| Date | Sep 19, 2022 |
| Book Page | 13092/100 |
| Instrument | 2022091900080 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 24, 2052 |
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $559.00 (+18.18%) | $36,925 (+74.59%) | $147,700 (+74.59%) Land $70,000 Building $77,700 |
| 2024 | $473.00 | $21,150 (-) | $84,600 (-) Land $40,000 Building $44,600 |
| 2023 | $473.00 | $21,150 (-) | $84,600 (-) Land $40,000 Building $44,600 |
| 2022 | $473.00 | $21,150 | $84,600 Land $40,000 Building $44,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1994–2012) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2012 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 568 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Electric Power Board of Chattanooga, Tennessee Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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