210 S 28th St, Richmond, IN 47374 Property Records

Wayne County property record for 210 S 28th St, Richmond, IN 47374

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,860 sqft · built 1968
Lot Size	0.348 acres (15,159 sqft)
Owner	2 Individual Names on File
Last Sale	$276,972 (Sep 2025)
Tax Bill	$2,054 (2025)
Deeds & Mortgages	Oct 2024 Mortgage Sep 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`029-55105-00`

Property Details

APN / Parcel Number

Primary APN	`029-55105-00`
Alternative APNs	`89-18-03-120-142.000-030` `500312014200029`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,860 sqft Living Area
1st Floor Area	1,860 sqft
Basement Area	396 sqft
Unfinished Basement	396 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1980
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	15,159 sqft (0.348 acres)
Lot Dimensions	143 ft deep x 106 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	500312014200029
Street Address	210 S 28TH ST
City	RICHMOND
State	IN
Zip	47374-5813
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 ARTHUR M CHARLES 2ND ADD
Legal Subdivision	ARTHUR M CHARLES SECOND ADDITION
Legal Lot Number	7
Jurisdiction	WAYNE IN
Township / Civil Division	WAYNE
Census Block Group	1
Census Block	1007
Census Tract	1101

Owner

210 S 28th St is owned and occupied by two individuals who bought it in September 2025.

Source: Wayne County records, as of June 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	210 S 28TH ST, RICHMOND, IN 47374-5813
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2024	Deed of Trust, Mortgage · Conventional Mortgage US BANK NATIONAL ASSOCIATION
Sep 17, 2025	Warranty Deed, Transfer · Conventional Mortgage FIRST FINANCIAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2025 · Amount on File
Deed Sale	Sep 17, 2025 · Amount on File
Prior Sale	May 15, 2014 · Amount on File
Deed Document Number	20256842
Record Updated	Sep 20, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE IN
Property Address	210 S 28TH ST, RICHMOND, IN 47374-5813
Transaction Type	Mortgage
Record Updated	Oct 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2024007471
Date	Oct 24, 2024
Instrument	2024007471

Lender

Name	US BANK NATIONAL ASSOCIATION
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Oct 7, 2049

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE IN
Recording Date	Sep 17, 2025
Property Address	210 S 28TH ST, RICHMOND, IN 47374-5813
Document Number	2025006842
Instrument Date	Sep 16, 2025
Instrument	2025006842
Transaction Type	Transfer
Record Updated	Oct 17, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	210 S 28TH ST, RICHMOND, IN 47374-5813

Mortgage

Date	Sep 17, 2025

Lender

Name	FIRST FINANCIAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 210 S 28th St was $2,054, up 6% from the year before.

Source: Wayne County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Wayne County
County Subdivision	Wayne Township
Municipality	Richmond City
Unified School District	Richmond Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,054.00 (+5.99%)	$228,300 (+17.8%) Land $30,300 Building $198,000	$228,300 (+17.8%) Land $30,300 Building $198,000
2024	$1,938.00	$193,800 (+14.27%) Land $25,800 Building $168,000	$193,800 (+14.27%) Land $25,800 Building $168,000
2023		$169,600 (+1.98%) Land $22,600 Building $147,000	$169,600 (+1.98%) Land $22,600 Building $147,000
2022	$1,663.00 Homeowner's exemption	$166,300 Land $22,600 Building $143,700	$166,300 Land $22,600 Building $143,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 210 S 28th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 1, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 210 S 28th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 73% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - RICHMOND private · serves 41,485 people · EPA ID IN5289012
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
BridgeMAXX Suncoast Broadband Fixed Wireless	100 / 20

May also be available: AT&T, T-Mobile, Verizon.

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