200 S 28th St, Richmond, IN 47374 Property Records

Wayne County property record for 200 S 28th St, Richmond, IN 47374

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,908 sqft · built 1965
Lot Size	0.389 acres (16,945 sqft)
Owner	Individual Name on File
Last Sale	$238,800 (Nov 2022)
Tax Bill	$2,505 (2025)
Deeds & Mortgages	Dec 2014 Mortgage Nov 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`029-15642-00`

Property Details

APN / Parcel Number

Primary APN	`029-15642-00`
Alternative APNs	`89-18-03-120-141.000-030` `500312014100029`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,908 sqft Living Area
1st Floor Area	1,908 sqft
Basement Area	784 sqft
Finished Basement	392 sqft
Unfinished Basement	392 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1995
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	16,945 sqft (0.389 acres)
Lot Dimensions	160 ft deep x 106 ft wide
Garage Type	Attached
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	500312014100029
Street Address	200 S 28TH ST
City	RICHMOND
State	IN
Zip	47374-5813
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 ARTHUR M CHARLES 2ND ADDN
Legal Subdivision	ARTHR M CHARLES SECOND ADDITION
Legal Lot Number	8
Jurisdiction	WAYNE IN
Township / Civil Division	WAYNE
Census Block Group	1
Census Block	1007
Census Tract	1101

Owner

200 S 28th St is owned and occupied by an individual who bought it in November 2022.

Source: Wayne County records, as of June 26, 2026

Owner of Record	Individual Name on File
Mailing Address	200 S 28TH ST, RICHMOND, IN 47374-5813
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2014	Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK RICHMOND NA
Nov 18, 2022	Warranty Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 18, 2022 · Amount on File
Deed Sale	Nov 18, 2022 · Amount on File
Prior Sale	Nov 25, 2014 · Amount on File
Deed Document Number	202211364
Record Updated	Sep 20, 2026

December 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE IN
Property Address	200 S 28TH ST, RICHMOND, IN 47374-5813
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2014008846
Date	Dec 1, 2014
Instrument	2014008846

Lender

Name	FIRST BANK RICHMOND NA
Address	RICHMOND, IN 47375

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2044

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE IN
Recording Date	Nov 18, 2022
Property Address	200 S 28TH ST, RICHMOND, IN 47374-5813
Document Number	2022011364
Instrument Date	Nov 15, 2022
Instrument	2022011364
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	IN

Mortgage

Document Number	2022011365
Date	Nov 18, 2022
Instrument	2022011365

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 200 S 28th St was $2,505, up 3.1% from the year before.

Source: Wayne County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Wayne County
County Subdivision	Wayne Township
Municipality	Richmond City
Unified School District	Richmond Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,505.00 (+3.09%)	$278,400 Land $32,100 Building $246,300	$278,400 Land $32,100 Building $246,300
2024	$2,430.00
2023		$212,800 (+36.24%) Land $23,900 Building $188,900	$212,800 (+36.24%) Land $23,900 Building $188,900
2022	$1,562.00 Homeowner's exemption	$156,200 Land $23,900 Building $132,300	$156,200 Land $23,900 Building $132,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 200 S 28th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 1, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 200 S 28th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 73% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - RICHMOND private · serves 41,485 people · EPA ID IN5289012
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
BridgeMAXX Suncoast Broadband Fixed Wireless	100 / 20

May also be available: AT&T, T-Mobile, Verizon.

Nearby Properties on S 28th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures