201 S 28th St, Richmond, IN 47374 Property Records

Wayne County property record for 201 S 28th St, Richmond, IN 47374

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,596 sqft · built 1964
Lot Size0.426 acres (18,557 sqft)
OwnerIndividual Name on File
Tax Bill$1,589 (2025)
Deeds & MortgagesMay 2017 Mortgage
Jul 2019 Refinance
Flood ZoneZone X (minimal risk)
APN029-43122-00

Property Details

APN / Parcel Number

Primary APN029-43122-00
Alternative APNs
  • 89-18-03-120-140.000-030
  • 500312014000029

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area2,596 sqft Living Area
1st Floor Area2,596 sqft
Basement Area1,144 sqft
Unfinished Basement1,144 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1995
Construction TypeMasonry / Concrete Block
Foundation TypeNo Foundation
Roof MaterialAsphalt
Lot Area18,557 sqft (0.426 acres)
Lot Dimensions175 ft deep x 106 ft wide
Garage TypeAttached
Garage Area506 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Account Number500312014000029
Street Address201 S 28TH ST
CityRICHMOND
StateIN
Zip47374-5813
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 9 ARTHUR M CHARLES 2ND ADD
Legal SubdivisionARTHUR M CHARLES 2ND ADD
Legal Lot Number9
JurisdictionWAYNE IN
Township / Civil DivisionWAYNE
Census Block Group1
Census Block1007
Census Tract1101

Owner

201 S 28th St is owned and occupied by an individual.

Source: Wayne County records, as of June 26, 2026

Owner of RecordIndividual Name on File
Mailing Address201 S 28TH ST, RICHMOND, IN 47374-5813
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 1, 2017Deed of Trust, Mortgage · Conventional Mortgage
FIRST BANK RICHMOND NA
Jul 24, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
WEST END BANK

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAYNE IN
Property Address201 S 28TH ST, RICHMOND, IN 47374-5813
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2017003348
DateMay 1, 2017
Instrument2017003348
Lender
NameFIRST BANK RICHMOND NA
TypeBank
AddressRICHMOND, IN 47374
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term84 Months
DueMay 1, 2024

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAYNE IN
Property Address201 S 28TH ST, RICHMOND, IN 47374-5813
Transaction TypeMortgage
Record UpdatedAug 14, 2019

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2019005567
DateJul 24, 2019
Instrument2019005567
Lender
NameWEST END BANK
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueAug 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 201 S 28th St was $1,589, down 14.6% from the year before.

Source: Wayne County assessment roll, as of June 26, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyWayne County
County SubdivisionWayne Township
MunicipalityRichmond City
Unified School DistrictRichmond Community School Corporation (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,589.00 (-14.62%)$298,100 Land $33,200 Building $264,900$298,100 Land $33,200 Building $264,900
2024$1,861.00
2023$220,900 (+2.03%) Land $24,700 Building $196,200$220,900 (+2.03%) Land $24,700 Building $196,200
2022$2,164.00 Homeowner's exemption$216,500 Land $24,700 Building $191,800$216,500 Land $24,700 Building $191,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 201 S 28th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 1, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 201 S 28th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 73% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIANA AMERICAN WATER - RICHMOND
private · serves 41,485 people · EPA ID IN5289012
Water SourceSurface water
Last State InspectionSep 2025
Lead4 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
2,000 / 250
BridgeMAXX Suncoast Broadband
Fixed Wireless
100 / 20

May also be available: AT&T, T-Mobile, Verizon.

Nearby Properties on S 28th St

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