209 S 28th St, Richmond, IN 47374 Property Records

Wayne County property record for 209 S 28th St, Richmond, IN 47374

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,400 sqft · built 1964
Lot Size	0.255 acres (11,108 sqft)
Owner	Trust Name on File
Tax Bill	$3,644 (2025)
Deeds & Mortgages	Nov 2022 Sale Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`029-43340-00`

Property Details

APN / Parcel Number

Primary APN	`029-43340-00`
Alternative APNs	`89-18-03-120-139.000-030` `500312013900029`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,400 sqft Living Area
1st Floor Area	1,400 sqft
Basement Area	700 sqft
Finished Basement	700 sqft
Unfinished Basement	700 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 2000
Construction Type	Brick
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	11,108 sqft (0.255 acres)
Lot Dimensions	125 ft deep x 89 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	500312013900029
Street Address	209 S 28TH ST
City	RICHMOND
State	IN
Zip	47374-5813
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 ARTHUR M CHARLES 2ND ADDN
Legal Subdivision	ARTHUR M CHARLES 2ND ADDITION
Legal Lot Number	10
Jurisdiction	WAYNE IN
Township / Civil Division	WAYNE
Census Block Group	1
Census Block	1007
Census Tract	1101

Owner

209 S 28th St is held in a trust since November 2022.

Source: Wayne County records, as of June 26, 2026

Owner of Record	Trust Name on File
Mailing Address	912 ANN MARIE CT, MANTECA, CA 95337-8583
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2022	Warranty Deed, Transfer
Oct 19, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage FIRST BANK RICHMOND

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 23, 2022
Deed Sale	Nov 23, 2022
Prior Sale	Oct 19, 2021 · Amount on File
Deed Document Number	202211520
Prior Transfer Date	Oct 7, 2021
Prior Transfer Doc	2021010294
Record Updated	Sep 20, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE IN
Recording Date	Nov 23, 2022
Property Address	209 S 28TH ST, RICHMOND, IN 47374-5813
Document Number	2022011520
Instrument Date	Nov 16, 2022
Instrument	2022011520
Transaction Type	Transfer
Record Updated	May 23, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	IN
Investor	Possibly a Property Investor

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE IN
Recording Date	Oct 19, 2021
Property Address	209 S 28TH ST, RICHMOND, IN 47374-5813
Document Number	2021010294
Instrument Date	Oct 7, 2021
Instrument	2021010294
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2021010295
Date	Oct 19, 2021
Instrument	2021010295

Lender

Name	FIRST BANK RICHMOND

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 209 S 28th St was $3,644.

Source: Wayne County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Wayne County
County Subdivision	Wayne Township
Municipality	Richmond City
Unified School District	Richmond Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,644.00	$182,200 Land $20,400 Building $161,800	$182,200 Land $20,400 Building $161,800
2024	$3,644.00
2023		$175,200 (+28.63%) Land $17,900 Building $157,300	$175,200 (+28.63%) Land $17,900 Building $157,300
2022	$1,361.00 Homeowner's exemption	$136,200 Land $17,900 Building $118,300	$136,200 Land $17,900 Building $118,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 209 S 28th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 1, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 209 S 28th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 73% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - RICHMOND private · serves 41,485 people · EPA ID IN5289012
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
BridgeMAXX Suncoast Broadband Fixed Wireless	100 / 20

May also be available: AT&T, T-Mobile, Verizon.

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