Clay County property record for 210 Commerce St, West Point, MS 39773 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Year Built | Built 1910 |
| Square Footage | 1,631 sqft Finished Area |
| Lot Size | 0.265 acres |
| Garage | 630 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $92,695 (2023) |
| Tax Bill | $380.00 (2025) |
| Primary APN | 083C214G 0210000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Total Rooms | 7 Rooms |
| Building Area | 1,631 sqft Finished Area |
| 1st Floor | 1,521 sqft 1st Floor |
| Primary Flooring | Wood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Exterior Material | Other Exterior |
| Roof Construction | Hip Roof Construction |
| Roof Material | Shingle Roof |
| Lot Area | 11,582 sqft |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 630 sqft Garage |
| Street Address | 210 COMMERCE ST |
|---|---|
| City | WEST POINT |
| State | MS |
| Zip | 39773-3220 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 4 BLK 24 W 3 DB 315/234 |
| Legal Range | 06E |
| Legal Township | 17 |
| Legal Section | 14 |
| Legal Block | 24 |
| Legal Lot Number | 4 |
| Jurisdiction | CLAY MS |
| Minor Civil Division | 2 |
| Census Blockgroup | 2 |
| Census Block | 2015 |
| Census Tract | 950300 |
Source: Clay County records · APN 083C214G 0210000
Assessment roll updated January 27, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 210 COMMERCE ST, WEST POINT, MS 39773-3220 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 22, 2023 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage CADENCE BANK NA |
| Jun 15, 2023 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage CADENCE BANK NA |
| Apr 27, 2023 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage CADENCE BANK NA |
| Apr 27, 2023 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage CADENCE BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 27, 2023 · Amount on Record |
| Deed Sale | Apr 27, 2023 · Amount on Record |
| Deed Doc Number | 20231425 |
| Deed Book / Page | 315 / 234 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 210 COMMERCE ST, WEST POINT, MS 39773-3220 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000553/965 |
|---|---|
| Date | May 22, 2023 |
| Book Page | 553/965 |
| Instrument | 2023003085 |
| Name | CADENCE BANK NA |
|---|---|
| Type | Bank |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 210 COMMERCE ST, WEST POINT, MS 39773-3220 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000554/820 |
|---|---|
| Date | Jun 15, 2023 |
| Book Page | 554/820 |
| Instrument | 2023003430 |
| Name | CADENCE BANK NA |
|---|---|
| Type | Bank |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 210 COMMERCE ST, WEST POINT, MS 39773-3220 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000553/207 |
|---|---|
| Date | Apr 27, 2023 |
| Book Page | 553/207 |
| Instrument | 2023001426 |
| Name | CADENCE BANK NA |
|---|---|
| Type | Bank |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MS |
| Recording Date | Apr 27, 2023 |
| Property Address | 210 COMMERCE ST, WEST POINT, MS 39773-3220 |
| Document Number | 000315/234 |
| Book / Page | 315 / 234 |
| Instrument Date | Apr 27, 2023 |
| Instrument | 2023001425 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 112 HAMLIN RD, WEST POINT, MS 39773-8338 |
| Name | Verified Name |
|---|---|
| Address | 210 COMMERCE ST, WEST POINT, MS 39773-3220 |
| Document Number | 2023001426 |
|---|---|
| Date | Apr 27, 2023 |
| Instrument | 2023001426 |
| Name | CADENCE BANK NA |
|---|---|
| Type | Bank |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2053 |
Source: Clay County records · Assessment roll updated January 27, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Clay County |
| Municipality | West Point City |
| Unified School District | West Point Consolidated School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $380.00 (-78.02%) Additional exemption filed | $9,287 (-) Land $1,718 Building $7,569 | $92,876 (-) Land $17,184 Building $75,692 |
| 2024 | $9,287 (-19.64%) Land $1,718 Building $7,569 | $92,876 (+20.55%) Land $17,184 Building $75,692 | |
| 2023 | $1,729.00 (+1.05%) | $11,557 Land $2,578 Building $8,979 | $77,043 Land $17,184 Building $59,859 |
| 2022 | $1,711.00 |
Source: FEMA National Flood Hazard Layer, Clay County (28025C), updated November 27, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the West Point Unified Historic District listed 2009 · 140 contributing resources · NRIS 09000784 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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