143 Commerce St, West Point, MS 39773 Property Records

Clay County property record for 143 Commerce St, West Point, MS 39773 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,274 sqft · built 1910
Owner	Individual Name on File
Tax Bill	$120 (2019)
Deeds & Mortgages	Mar 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`083C214F 0170000`

Property Details

APN / Parcel Number

Primary APN	`083C214F 0170000`

Interior

Bedrooms	3 Beds
Total Rooms	6 Rooms
Building Area	2,274 sqft Finished Area
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1910
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Shingle
Utility Building	160 sqft
Total Buildings	2 Buildings

Location & Zoning

Street Address	143 COMMERCE ST
City	WEST POINT
State	MS
Zip	39773-3066
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 BLK 27 W 3 DB 232/587
Legal Block	27
Legal Lot Number	7
Jurisdiction	CLAY MS
Township / Civil Division	5
Census Block Group	2
Census Block	2013
Census Tract	950300

Owner

Source: Clay County records · APN 083C214F 0170000

Assessment roll updated September 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	143 COMMERCE ST, WEST POINT, MS 39773-3066
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 13, 2001
Deed Sale	Nov 13, 2001
Deed Document Number	0000232587
Record Updated	Jun 08, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MS
Property Address	143 COMMERCE ST, WEST POINT, MS 39773-3066
Transaction Type	Mortgage
Record Updated	Mar 30, 2026
Title Company	AMERICAS SETTLEMENT COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	143 COMMERCE ST, WEST POINT, MS 39773-3066

Mortgage

Document Number	0LM580/763
Date	Mar 09, 2026
Book Page	LM 580/763
Instrument	2026000821

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	WEST PALM BEACH, FL 33401

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2056

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated September 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Clay County
Municipality	West Point City
Unified School District	West Point Consolidated School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$12,600 (+4.36%) Land $1,420 Building $11,180	$116,347 (+3.11%) Land $14,204 Building $102,143
2023		$12,074 Land $1,420 Building $10,654	$112,841 Land $14,204 Building $98,637
2019	$120.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (28025C), updated November 27, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the West Point Unified Historic District listed 2009 · 140 contributing resources · NRIS 09000784

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.