163 Commerce St, West Point, MS 39773 Property Records

Clay County property record for 163 Commerce St, West Point, MS 39773 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2,961 sqft · built 1900
Lot Size	0.453 acres (19,772 sqft)
Owner	2 Individual Names on File
Tax Bill	$277 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`083C214F 0180000`

Property Details

APN / Parcel Number

Primary APN	`083C214F 0180000`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Building Area	2,961 sqft Finished Area
1st Floor Area	2,344 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Shingle
Lot Area	19,772 sqft
Garage Area	216 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	163 COMMERCE ST
City	WEST POINT
State	MS
Zip	39773-3066
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 BLK 27 W 3 DB 192/437
Legal Range	06E
Legal Township	17
Legal Section	14
Legal Block	27
Legal Lot Number	8
Jurisdiction	CLAY MS
Township / Civil Division	5
Census Block Group	2
Census Block	2013
Census Tract	950300

Owner

Source: Clay County records · APN 083C214F 0180000

Assessment roll updated January 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	163 COMMERCE ST, WEST POINT, MS 39773-3066
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MS
Property Address	163 COMMERCE ST, WEST POINT, MS 39773-3066
Transaction Type	Mortgage
Record Updated	Mar 08, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000551/392
Date	Feb 14, 2023
Book Page	551/392
Instrument	2023000555

Lender

Name	CADENCE BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 26, 2048

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated January 27, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Clay County
Municipality	West Point City
Unified School District	West Point Consolidated School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$277.00 (-62.52%) Additional exemption filed	$12,442 (-) Land $1,287 Building $11,155	$124,415 (-) Land $12,870 Building $111,545
2024		$12,442 (-) Land $1,287 Building $11,155	$124,415 (-) Land $12,870 Building $111,545
2023	$739.00 (+0.82%) Additional exemption filed	$12,442 Land $1,287 Building $11,155	$124,415 Land $12,870 Building $111,545
2022	$733.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (28025C), updated November 27, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the West Point Unified Historic District listed 2009 · 140 contributing resources · NRIS 09000784

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.