200 Commerce St, West Point, MS 39773 Property Records

Clay County property record for 200 Commerce St, West Point, MS 39773 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Year Built	Built 1930
Square Footage	2,235 sqft Finished Area
Lot Size	0.28 acres
Garage	240 sqft
Tax Bill	$694.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`083C214G 0220000`

Interior

Bedrooms	3 Beds
Total Rooms	6 Rooms
Building Area	2,235 sqft Finished Area
1st Floor	2,044 sqft 1st Floor
Primary Flooring	Wood Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Wood Exterior
Roof Construction	Hip Roof Construction
Roof Material	Shingle Roof
Lot Area	12,239 sqft
Parking Spaces	1 Parking Spaces
Garage Area	240 sqft Garage

Location & Zoning

Street Address	200 COMMERCE ST
City	WEST POINT
State	MS
Zip	39773-3220
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 5 BLK 24 W 3 DB 285/758
Legal Range	06E
Legal Township	17
Legal Section	14
Legal Block	24
Legal Lot Number	5
Jurisdiction	CLAY MS
Minor Civil Division	2
Census Blockgroup	2
Census Block	2015
Census Tract	950300

Owner

Source: Clay County records · APN 083C214G 0220000

Assessment roll updated January 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 217, WEST POINT, MS 39773-0217
Owner Type	Owner is a Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Refreshed	Sep 20, 2026

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MS
Property Address	200 COMMERCE ST, WEST POINT, MS 39773-3220
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 S SPRING ST, TUPELO, MS 38804-4811

Mortgage

Document Number	0LM568/658
Date	Jan 17, 2025
Book Page	LM 568/658
Instrument	2025000185

Lender

Name	CADENCE BANK
Type	Bank
Address	WEST POINT, MS 39773

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	24 Months
Due	Jan 14, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated January 27, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Clay County
Municipality	West Point City
Unified School District	West Point Consolidated School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$694.00 (-55.54%)	$12,179 (-) Land $2,684 Building $9,495	$81,194 (-) Land $17,891 Building $63,303
2024		$12,179 (+16.72%) Land $2,684 Building $9,495	$81,194 (+16.73%) Land $17,891 Building $63,303
2023	$1,561.00 (+1.1%)	$10,434 Land $2,684 Building $7,750	$69,559 Land $17,891 Building $51,668
2022	$1,544.00

Flood & Wildfire

200 Commerce St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Clay County (28025C), updated November 27, 2025

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release

Historic District	Within the West Point Unified Historic District listed 2009 · 140 contributing resources · NRIS 09000784

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.