21 Prospect St, Ludlow, VT 05149 Property Records

Ludlow Town property record for 21 Prospect St, Ludlow, VT 05149

Property Summary

Property TypeTriplex
Details7 bd · 3 ba · 3,887 sqft · built 1900
Lot Size0.75 acres (32,670 sqft)
OwnerCompany Name on Record
Last Sale$800,000 (May 2022)
Tax Bill$5,492 (2025)
Flood ZoneZone X (minimal risk)
APN363-112-13006

Property Details

APN / Parcel Number

Primary APN363-112-13006
Alternative APNs
  • (112) 220405.000
  • M:220 B:405.000

Interior

Bedrooms7 Beds
Full Baths3 Baths
Total Rooms11 Rooms
Units3 Units
Stories2 Stories
Building Area3,887 sqft Living Area
Gross Area7,680 sqft
Basement Area1,919 sqft
Unfinished Basement1,919 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleConventional
Exterior MaterialAluminum Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialSlate
Lot Area32,670 sqft (0.75 acres)
Garage TypeDetached

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Street Address21 PROSPECT ST
CityLUDLOW
StateVT
Zip05149-1017
Property CategoryResidential
Property TypeResidential > Multi-Unit > Triplex
Legal DescriptionPROSPECT STREET 21; INCLUDES 220401.200
JurisdictionLUDLOW VT
Township / Civil DivisionLUDLOW
Census Block Group1
Census Block1012
Census Tract966300

Owner

Source: Ludlow Town records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address390 INTERLOCKEN CRES, 100, BROOMFIELD, CO 80021-8038
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 2, 2022 · Amount on Record
Deed SaleMay 2, 2022 · Amount on Record
Deed Document Number2022DK1635292736
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Ludlow Town assessment roll, as of June 5, 2026

Property Jurisdictions

TypeName
StateVermont
CountyWindsor County
County SubdivisionLudlow Town
MunicipalityLudlow Village
Elementary School DistrictLudlow Mt. Holly Unified Union School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$5,492.00 (-12.34%)$297,500 Land $64,800 Building $232,700
2024$6,265.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 13, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 34 individual policies
Nearby Flood Policies103 units insured
incl. 69 condo units
Nearby Flood Claims53 (1994–2023)
Claims Outside the SFHA9 of 53
Most Recent ClaimDec 2023 · Severe Storm And Flooding
Claims by Event
  • Severe Storms, Flooding, Landslides, And Mudslides, Jul 2023 · 26 claims
  • Tropical Storm Irene, Aug 2011 · 25 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 52% of Vermont
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLUDLOW VILLAGE WATER DEPT
serves 2,880 people · EPA ID VT0005323
Water SourceGroundwater
Last State InspectionJun 2023
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TDS Telecom
Fiber
8,000 / 8,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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