17 Prospect St, Ludlow, VT 05149 Property Records

Ludlow Town property record for 17 Prospect St, Ludlow, VT 05149

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,006 sqft · built 1906
Lot Size0.27 acres (11,761 sqft)
Owner2 Trust Names on File
Tax Bill$4,122 (2025)
Deeds & MortgagesMar 2024 Transfer
Flood ZoneZone X (minimal risk)
APN363-112-11489

Property Details

APN / Parcel Number

Primary APN363-112-11489
Alternative APNs
  • (112) 220409.000
  • M:220 B:409.000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area2,006 sqft Living Area
Gross Area3,274 sqft
Basement Area944 sqft
Unfinished Basement956 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1906
Effective Year BuiltEffective 1906
Architectural StyleTraditional
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialSlate
Lot Area11,761 sqft (0.27 acres)
Garage TypeDetached

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelOil

Location & Zoning

Street Address17 PROSPECT ST
CityLUDLOW
StateVT
Zip05149-1017
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPROSPECT STREET 17
JurisdictionLUDLOW VT
Township / Civil DivisionLUDLOW
Census Block Group1
Census Block1012
Census Tract966300

Owner

17 Prospect St is held in a trust since August 2023.

Source: Ludlow Town records, as of August 18, 2026

Owner of Record2 Trust Names on File
Mailing Address30 CURRIER WAY, CHESHIRE, CT 06410-1468
Owner TypeCompany
VestingTrust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateAug 24, 2023
Transfer Doc1116171072
Record UpdatedSep 20, 2026

March 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLUDLOW VT
Recording DateMar 20, 2024
Property Address17 PROSPECT ST, LUDLOW, VT 05149-1017
Document Number1116171072
Instrument DateAug 24, 2023
Instrument1116171072
Transaction TypeTransfer
Record UpdatedApr 1, 2024

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address30 CURRIER WAY, CHESHIRE, CT 06410-1468

Transferred To (Grantee/Buyer)

NameVerified Name
Address30 CURRIER WAY, CHESHIRE, CT 06410-1468

Tax Assessment & Valuation

The 2025 property tax bill for 17 Prospect St was $4,122, down 12.4% from the year before.

Source: Ludlow Town assessment roll, as of June 5, 2026

Property Jurisdictions

TypeName
StateVermont
CountyWindsor County
County SubdivisionLudlow Town
MunicipalityLudlow Village
Elementary School DistrictLudlow Mt. Holly Unified Union School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$4,122.00 (-12.35%)$223,300 (-) Land $54,700 Building $168,600
2024$4,703.00$223,300 Land $54,700 Building $168,600
2022$223,300 Land $54,700 Building $168,600
2021$4,182.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 17 Prospect St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 13, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 34 individual policies
Nearby Flood Policies103 units insured
incl. 69 condo units
Nearby Flood Claims53 (1994–2023)
Claims Outside the SFHA9 of 53
Most Recent ClaimDec 2023 · Severe Storm And Flooding
Claims by Event
  • Severe Storms, Flooding, Landslides, And Mudslides, Jul 2023 · 26 claims
  • Tropical Storm Irene, Aug 2011 · 25 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 17 Prospect St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 52% of Vermont
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLUDLOW VILLAGE WATER DEPT
serves 2,880 people · EPA ID VT0005323
Water SourceGroundwater
Last State InspectionJun 2023
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TDS Telecom
Fiber
8,000 / 8,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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