Ludlow Town property record for 15 Prospect St, Ludlow, VT 05149
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,702 sqft · built 1945 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Company Name on File |
| Tax Bill | $4,241 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 363-112-12856 |
| Primary APN | 363-112-12856 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,702 sqft Living Area |
| Gross Area | 3,316 sqft |
| Basement Area | 952 sqft |
| Unfinished Basement | 952 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Architectural Style | Cape Cod |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Type | Attached |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Street Address | 15 PROSPECT ST |
|---|---|
| City | LUDLOW |
| State | VT |
| Zip | 05149-1017 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PROSPECT STREET 15 |
| Jurisdiction | LUDLOW VT |
| Township / Civil Division | LUDLOW |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 966300 |
15 Prospect St is owned by a company and is owner-occupied.
Source: Ludlow Town records, as of August 18, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 15 PROSPECT ST, LUDLOW, VT 05149-1017 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 15 Prospect St was $4,241 with a homeowner's exemption, down 5.8% from the year before.
Source: Ludlow Town assessment roll, as of June 5, 2026
| Type | Name |
|---|---|
| State | Vermont |
| County | Windsor County |
| County Subdivision | Ludlow Town |
| Municipality | Ludlow Village |
| Elementary School District | Ludlow Mt. Holly Unified Union School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,241.00 (-5.82%) Homeowner's exemption | $213,800 (-) Land $53,200 Building $160,600 |
| 2024 | $4,503.00 | $213,800 Land $53,200 Building $160,600 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 15 Prospect St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 13, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 34 individual policies |
| Nearby Flood Policies | 103 units insured incl. 69 condo units |
| Nearby Flood Claims | 53 (1994–2023) |
| Claims Outside the SFHA | 9 of 53 |
| Most Recent Claim | Dec 2023 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 15 Prospect St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 52% of Vermont |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUDLOW VILLAGE WATER DEPT serves 2,880 people · EPA ID VT0005323 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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