1 Prospect St, Ludlow, VT 05149 Property Records

Ludlow Town property record for 1 Prospect St, Ludlow, VT 05149

Property Summary

Property TypeApartments (5+ Units)
Details4 bd · 4 ba · 2,716 sqft · built 1900
Lot Size0.45 acres (19,602 sqft)
OwnerCompany Name on Record
Last Sale$165,000 (Jun 2019)
Tax Bill$3,570 (2025)
Deeds & MortgagesJun 2026 Transfer
May 2022 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN363-112-10856

Property Details

APN / Parcel Number

Primary APN363-112-10856
Alternative APNs
  • (112) 230163.000
  • M:230 B:163.000

Interior

Bedrooms4 Beds
Full Baths4 Baths
Total Rooms8 Rooms
Units4 Units
Stories2 Stories
Building Area2,716 sqft Living Area
Gross Area7,498 sqft
Basement Area1,988 sqft
Unfinished Basement1,988 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleConventional
Construction TypeFrame
Roof TypeGable
Roof MaterialMetal
Lot Area19,602 sqft (0.45 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Street Address1 PROSPECT ST
CityLUDLOW
StateVT
Zip05149-1119
Property CategoryResidential
Property TypeResidential > Multi-Unit > Apartments (5+ Units)
Legal DescriptionPROSPECT STREET 1; FOUR FAMILY INCL 2
JurisdictionLUDLOW VT
Township / Civil DivisionLUDLOW
Census Block Group1
Census Block1012
Census Tract966300

Owner

Source: Ludlow Town records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1 PROSPECT ST, LUDLOW, VT 05149-1119
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

DateDocument
Jun 24, 2026Intrafamily Transfer, Transfer
Quitclaim
May 15, 2022Intrafamily Transfer, Transfer
Jun 20, 2019Grant Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 20, 2019 · Amount on Record
Deed SaleJun 20, 2019 · Amount on Record
Prior SaleSep 26, 2018
Deed Document Number2019DK 743855488
Last Transfer DateMay 1, 2022
Transfer Doc0012152001
Record UpdatedSep 20, 2026

June 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLUDLOW VT
Recording DateJun 24, 2026
Property Address1 PROSPECT ST, LUDLOW, VT 05149-1119
Document Number0778120896
Instrument DateFeb 25, 2026
Instrument2026778120896
Transaction TypeTransfer
Record UpdatedAug 30, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1 PROSPECT ST, LUDLOW, VT 05149-1119

May 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLUDLOW VT
Recording DateMay 15, 2022
Property Address1 PROSPECT ST, LUDLOW, VT 05149-1119
Document Number202307071112152001
Instrument DateMay 1, 2022
Instrument202307071112152001
Transaction TypeTransfer
Record UpdatedJun 5, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address685 COLGATE AVE, LANOKA HARBOR, NJ 08734-1632

Transferred To (Grantee/Buyer)

NameVerified Name
Address685 COLGATE AVE, LANOKA HARBOR, NJ 08734-1632

June 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionLUDLOW VT
Recording DateJun 20, 2019
Property Address1 PROSPECT ST, LUDLOW, VT 05149-1017
Transaction TypeTransfer
Record UpdatedAug 1, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$0.00

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address685 COLGATE AVE LANOKA HARBOR NJ 087341632, LANOKA HARBOR, NJ 08734-1632

Tax Assessment & Valuation

Source: Ludlow Town assessment roll, as of June 5, 2026

Property Jurisdictions

TypeName
StateVermont
CountyWindsor County
County SubdivisionLudlow Town
MunicipalityLudlow Village
Elementary School DistrictLudlow Mt. Holly Unified Union School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$3,570.00 (-12.35%)$193,400 (-) Land $58,500 Building $134,900
2024$4,073.00 (+12.45%)
2022$193,400 Land $58,500 Building $134,900
2021$3,622.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 13, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 34 individual policies
Nearby Flood Policies103 units insured
incl. 69 condo units
Nearby Flood Claims53 (1994–2023)
Claims Outside the SFHA9 of 53
Most Recent ClaimDec 2023 · Severe Storm And Flooding
Claims by Event
  • Severe Storms, Flooding, Landslides, And Mudslides, Jul 2023 · 26 claims
  • Tropical Storm Irene, Aug 2011 · 25 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 52% of Vermont
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLUDLOW VILLAGE WATER DEPT
serves 2,880 people · EPA ID VT0005323
Water SourceGroundwater
Last State InspectionJun 2023
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TDS Telecom
Fiber
8,000 / 8,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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