21 Paddock Rd, Oak Bluffs, MA 02557 Property Records

Dukes County and Oak Bluffs Town property record for 21 Paddock Rd, Oak Bluffs, MA 02557

Property Summary

Property TypeSingle Family Home
Details6 bd · 5.5 ba · 4,462 sqft · built 2021
Lot Size2.33 acres (101,829 sqft)
Owner2 Company Names on Record
Last Sale$600,000 (Aug 2020)
Tax Bill$21,177 (2025)
Deeds & MortgagesDec 2022 Line of Credit
Aug 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNOAKB M:0035 B:0088 L:000

Property Details

APN / Parcel Number

Primary APNOAKB M:0035 B:0088 L:000
Alternative APN
  • 5138

Interior

Bedrooms6 Beds
Full Baths5.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area4,462 sqft Living Area

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Architectural StyleColonial
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area101,829 sqft (2.33 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number5138
Street Address21 PADDOCK RD
CityOAK BLUFFS
StateMA
Zip02557
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block88
JurisdictionOAK BLUFFS MA
Township / Civil DivisionOAK BLUFFS
Census Block Group3
Census Block3026
Census Tract200200

Owner

Source: Dukes County and Oak Bluffs Town records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address90 PARK AVE, 404, FLORHAM PARK, NJ 07932-1068
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Dec 16, 2022Deed of Trust, Mortgage · Line of Credit
MARTHAS VINEYARD COOPERATIVE BANK
Aug 7, 2020Quit Claim Deed, Transfer
MARTHA VINEYARD SB

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 7, 2020 · Amount on Record
Deed SaleAug 7, 2020 · Amount on Record
Deed Document Number20204538
Deed Book / Page1538 / 112
Record UpdatedJun 8, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAK BLUFFS MA
Property Address21 PADDOCK RD, OAK BLUFFS, MA 02557
Transaction TypeMortgage
Record UpdatedJul 11, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001644-157
DateDec 16, 2022
Book Page1644/157
Instrument7609
Lender
NameMARTHAS VINEYARD COOPERATIVE BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueJan 1, 2048
Interest
Rate TypeAdjustable Rate

August 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOAK BLUFFS MA
Recording DateAug 7, 2020
Property Address21 PADDOCK RD, OAK BLUFFS, MA 02557
Document Number1538-112
Book / Page001538 / 000112
Instrument DateJul 27, 2020
Instrument4538
Transaction TypeTransfer
Record UpdatedJun 23, 2021
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$2,736.00
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address355 HARDING DR SOUTH ORANGE NJ 070791318, SOUTH ORANGE, NJ 07079-1318

Mortgage

Document Number1538-122
DateAug 7, 2020
Book Page001538/000122
Instrument4540
Lender
NameMARTHA VINEYARD SB
TypeFederal Savings Bank
Agreement
AmountAmount Recorded
Term360 Months
DueAug 6, 2050

Tax Assessment & Valuation

Source: Dukes County and Oak Bluffs Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyDukes County
County SubdivisionOak Bluffs Town
Elementary School DistrictOak Bluffs School District (PK - 08)
Secondary School DistrictMartha's Vineyard School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$21,177.00 (-1.28%)$4,193,400 (+2.24%) Land $1,007,100 Building $3,186,300
2024$21,452.00 (+70.71%)$4,101,700 (+72.35%) Land $807,600 Building $3,294,100
2023$12,566.00$2,379,900 Land $784,800 Building $1,595,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective February 7, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 55 policies
Nearby Flood Policies55 in force
Nearby Flood Claims7 (1978–2012)
Claims Outside the SFHA1 of 7
Most Recent ClaimOct 2012 · Hurricane Sandy
Claims by Event
  • Coastal Storm, Oct 1991 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35

May also be available: T-Mobile, Verizon.

Nearby Properties on Paddock Rd

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