12 Paddock Rd, Oak Bluffs, MA 02557 Property Records

Dukes County and Oak Bluffs Town property record for 12 Paddock Rd, Oak Bluffs, MA 02557

Property Summary

Property Type	Single Family Home
Details	4 bd · 6.5 ba · 4,748 sqft · built 2018
Lot Size	2.04 acres (89,217 sqft)
Owner	Company Name on Record
Tax Bill	$26,015 (2025)
Deeds & Mortgages	Dec 2022 Transfer May 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`OAKB M:0035 B:0080 L:000`

Property Details

APN / Parcel Number

Primary APN	`OAKB M:0035 B:0080 L:000`
Alternative APN	`5118`

Interior

Bedrooms	4 Beds
Full Baths	6.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,748 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2019
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	89,217 sqft (2.04 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	5118
Street Address	12 PADDOCK RD
City	OAK BLUFFS
State	MA
Zip	02557
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	80
Jurisdiction	OAK BLUFFS MA
Township / Civil Division	OAK BLUFFS
Census Block Group	3
Census Block	3026
Census Tract	200200

Owner

Source: Dukes County and Oak Bluffs Town records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	302 W 121ST ST, A, NEW YORK, NY 10027-6103
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2022	Quit Claim Deed, Transfer Quitclaim
May 10, 2021	Quit Claim Deed, Transfer Quitclaim
Oct 29, 2018	Quit Claim Deed, Transfer FINANCE AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 2018
Deed Sale	Oct 29, 2018
Prior Sale	Sep 30, 2016 · Amount on Record
Deed Document Number	20186173
Deed Book / Page	1480 / 205
Last Transfer Date	Dec 29, 2022
Transfer Doc	001645-220
Record Updated	Sep 20, 2026

December 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAK BLUFFS MA
Recording Date	Dec 29, 2022
Property Address	12 PADDOCK RD, OAK BLUFFS, MA 02557
Document Number	001645-220
Book / Page	1645 / 220
Instrument Date	Dec 29, 2022
Instrument	7830
Transaction Type	Transfer
Record Updated	Jan 13, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302A W 121ST ST # BOX1, 1, NEW YORK, NY 10027-6134

May 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAK BLUFFS MA
Recording Date	May 10, 2021
Property Address	12 PADDOCK RD, OAK BLUFFS, MA 02557
Document Number	1577-779
Book / Page	1577 / 779
Instrument Date	May 6, 2021
Instrument	3764
Transaction Type	Transfer
Record Updated	Jun 1, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAK BLUFFS MA
Recording Date	Oct 29, 2018
Property Address	12 PADDOCK RD, OAK BLUFFS, MA 02557
Document Number	1480-205
Book / Page	001480 / 000205
Instrument Date	Oct 26, 2018
Instrument	6173
Transaction Type	Transfer
Record Updated	Nov 23, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	302A W 121ST ST NEW YORK NY 100276134, NEW YORK, NY 10027-6134

Mortgage

Document Number	1480-207
Date	Oct 29, 2018
Book Page	001480/000207
Instrument	6174

Lender

Name	FINANCE AMERICA
Type	Funding / Finance Company

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Dukes County and Oak Bluffs Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Dukes County
County Subdivision	Oak Bluffs Town
Elementary School District	Oak Bluffs School District (PK - 08)
Secondary School District	Martha's Vineyard School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$26,015.00 (-1.73%)	$5,151,400 (+1.77%) Land $985,800 Building $4,165,600
2024	$26,472.00 (+12.06%)	$5,061,600 (+13.13%) Land $790,500 Building $4,271,100
2023	$23,623.00	$4,474,100 Land $768,100 Building $3,706,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective February 7, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 55 policies
Nearby Flood Policies	55 in force
Nearby Flood Claims	7 (1978–2012)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Coastal Storm, Oct 1991 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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