28 Paddock Rd, Oak Bluffs, MA 02557 Property Records

Dukes County and Oak Bluffs Town property record for 28 Paddock Rd, Oak Bluffs, MA 02557

Property Summary

Property TypeSingle Family Home
Details5 bd · 5.5 ba · 5,201 sqft · built 2022
Lot Size3.34 acres (145,813 sqft)
OwnerCompany Name on Record
Last Sale$625,000 (Aug 2020)
Tax Bill$24,370 (2025)
Deeds & MortgagesApr 2021 Refinance
Aug 2020 Sale
Flood ZoneZone X (minimal risk)
APNOAKB M:0036 B:0028 L:000

Property Details

APN / Parcel Number

Primary APNOAKB M:0036 B:0028 L:000
Alternative APN
  • 5126

Interior

Bedrooms5 Beds
Full Baths5.5 Baths
Half Baths1 Half Bath
Building Area5,201 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area145,813 sqft (3.34 acres)

Utilities, Heating & Cooling

Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number5126
Street Address28 PADDOCK RD
CityOAK BLUFFS
StateMA
Zip02557
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block28
JurisdictionOAK BLUFFS MA
Township / Civil DivisionOAK BLUFFS
Census Block Group3
Census Block3026
Census Tract200200

Owner

Source: Dukes County and Oak Bluffs Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address845 W END AVE, 8C, NEW YORK, NY 10025-8437
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Apr 15, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
MARTHA VINEYARD SAVING BANK
Aug 6, 2020Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 6, 2020 · Amount on Record
Deed SaleAug 6, 2020 · Amount on Record
Deed Document Number20204515
Deed Book / Page1538 / 56
Prior Transfer DateAug 4, 2020
Prior Transfer Doc1538-56
Record UpdatedOct 29, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAK BLUFFS MA
Property Address28 PADDOCK RD, OAK BLUFFS, MA 02557-7132
Transaction TypeMortgage
Record UpdatedFeb 14, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001573-984
DateApr 15, 2021
Book Page1573/984
Instrument2998
Lender
NameMARTHA VINEYARD SAVING BANK
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term373 Months
DueMay 1, 2052

August 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOAK BLUFFS MA
Recording DateAug 6, 2020
Property Address28 PADDOCK RD, OAK BLUFFS, MA 02557-7132
Document Number1538-56
Book / Page001538 / 000056
Instrument DateAug 4, 2020
Instrument4515
Transaction TypeTransfer
Record UpdatedAug 26, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$2,850.00
Amount AccuracyConfirmed
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 1104 VINEYARD HAVEN MA 025680902, VINEYARD HAVEN, MA 02568-0902

Tax Assessment & Valuation

Source: Dukes County and Oak Bluffs Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyDukes County
County SubdivisionOak Bluffs Town
Elementary School DistrictOak Bluffs School District (PK - 08)
Secondary School DistrictMartha's Vineyard School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$24,370.00 (+12.61%)$4,825,800 (+16.62%) Land $1,081,300 Building $3,744,500$4,304,350
2024$21,641.00 (+136%)$4,137,900 (+138.26%) Land $867,200 Building $3,270,700
2023$9,170.00$1,736,700 Land $842,600 Building $894,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 7, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 55 policies
Nearby Flood Policies55 in force
Nearby Flood Claims7 (1978–2012)
Claims Outside the SFHA1 of 7
Most Recent ClaimOct 2012 · Hurricane Sandy
Claims by Event
  • Coastal Storm, Oct 1991 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35

May also be available: T-Mobile, Verizon.

Nearby Properties on Paddock Rd

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