Monmouth County and Rumson Borough property record for 21 North St, Rumson, NJ 07760
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,182 sqft · built 1917 |
| Lot Size | 0.103 acres (4,500 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $627,500 (Sep 2020) |
| Tax Bill | $9,211 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Dec 2021 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-00046-0000-00014 |
| Primary APN | 41-00046-0000-00014 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,182 sqft Living Area |
| 1st Floor Area | 607 sqft |
| Upper Floors Area | 575 sqft |
| Basement Area | 575 sqft |
| Year Built | Built 1917 |
|---|---|
| Effective Year Built | Effective 1917 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 4,500 sqft (0.103 acres) |
| Lot Dimensions | 100 ft deep x 45 ft wide |
| View / Lot | Corner |
| Porch | Porch |
| Patio Area | 78 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 087200 |
|---|---|
| Street Address | 21 NORTH ST |
| City | RUMSON |
| State | NJ |
| Zip | 07760-1609 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF40 |
| Legal Block | 46 |
| Legal Lot Number | 14 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | RUMSON |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 803900 |
Source: Monmouth County and Rumson Borough records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 21 NORTH ST, RUMSON, NJ 07760-1609 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage OCEANFIRST BANK |
| Dec 28, 2021 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Sep 11, 2020 | Grant Deed, Transfer · Conventional with PMI OCEANFIRST BK |
| Jun 10, 2019 | Deed of Trust, Mortgage · Line of Credit PNC BK |
| Jan 3, 2017 | Quit Claim Deed, Transfer FIRST PLATINUM ABSTRACT INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 11, 2020 · Amount on Record |
| Deed Sale | Sep 11, 2020 · Amount on Record |
| Prior Sale | Jul 7, 2011 · Amount on Record |
| Deed Document Number | 2020103023 |
| Deed Book / Page | 9440 / 2203 |
| Prior Transfer Date | Dec 19, 2016 |
| Prior Transfer Doc | 0000000098 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 21 NORTH ST, RUMSON, NJ 07760-1609 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2022 |
| Title Company | TRIDENT ABSTRACT TITLE AGENCY LLC, TRIDENT ABSTRACT TTL AGCY LL |
| Name | Verified Name |
|---|
| Document Number | 0095357051 |
|---|---|
| Date | Aug 16, 2021 |
| Book Page | 9535/7051 |
| Instrument | 2021124078 |
| Name | OCEANFIRST BANK |
|---|---|
| Type | Bank |
| Address | TOMS RIVER, NJ 08753 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 21 NORTH ST, RUMSON, NJ 07760-1609 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2022 |
| Name | Verified Name |
|---|---|
| Address | 21 NORTH ST, RUMSON, NJ 07760-1609 |
| Document Number | 0095681240 |
|---|---|
| Date | Dec 28, 2021 |
| Book Page | 9568/1240 |
| Instrument | 2021184083 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Dec 1, 2061 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Sep 11, 2020 |
| Property Address | 21 NORTH ST, RUMSON, NJ 07760-1609 |
| Document Number | 0000103023 |
| Book / Page | 009440 / 002203 |
| Instrument Date | Aug 25, 2020 |
| Instrument | 103023 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2020 |
| Title Company | TWO RIVERS TITLE COMPANY LLC, TWO RIVERS TITLE CO LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $628.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 21 NORTH ST RUMSON NJ 077601609, RUMSON, NJ 07760-1609 |
| Document Number | 103024 |
|---|---|
| Date | Sep 11, 2020 |
| Book Page | 009440/002209 |
| Instrument | 103024 |
| Name | OCEANFIRST BK |
|---|---|
| Type | Bank |
| Address | TOMS RIVER, NJ 08753 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 10, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 21 NORTH ST, RUMSON, NJ 07760-1609 |
| Document Number | 0000060679 |
| Instrument Date | Jun 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 21 NORTH ST RUMSON NJ 077601609, RUMSON, NJ 07760-1609 |
| Document Number | 0000060679 |
|---|---|
| Date | Jul 9, 2019 |
| Book Page | 009356/008747 |
| Instrument | 60679 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Jan 3, 2017 |
| Property Address | 21 NORTH ST, RUMSON, NJ 07760-1609 |
| Document Number | 0000000098 |
| Book / Page | 009205 / 005067 |
| Instrument Date | Dec 19, 2016 |
| Instrument | 98 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2017 |
| Title Company | FIRST PLATINUM ABSTRACT INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 21 NORTH ST RUMSON NJ 077601609, RUMSON, NJ 07760-1609 |
Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Rumson Borough |
| Elementary School District | Rumson Borough School District (KG - 08) |
| Secondary School District | Rumson-Fair Haven Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $966,400 (+10.06%) Land $710,100 Building $256,300 | $966,400 (+10.06%) Land $710,100 Building $256,300 | |
| 2025 | $9,211.00 (+3.66%) | $878,100 (+14.69%) Land $660,000 Building $218,100 | $878,100 (+14.69%) Land $660,000 Building $218,100 |
| 2024 | $8,886.00 (-0.13%) | ||
| 2023 | $765,600 Land $585,600 Building $180,000 | $765,600 Land $585,600 Building $180,000 | |
| 2022 | $8,898.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 17 (1978–2012) |
| Claims Outside the SFHA | 5 of 17 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.5% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 502 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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