Monmouth County and Rumson Borough property record for 20 North St, Rumson, NJ 07760
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,307 sqft · built 2021 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,575,000 (Jan 2023) |
| Tax Bill | $17,978 (2025) |
| Deeds & Mortgages | Jan 2023 Sale & Mortgage Oct 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-00045-0000-00011 |
| Primary APN | 41-00045-0000-00011 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,307 sqft Living Area |
| 1st Floor Area | 1,200 sqft |
| Basement Area | 1,200 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 6,098 sqft (0.14 acres) |
| Lot Dimensions | 122 ft deep x 50 ft wide |
| Porch | Porch |
| Patio Area | 308 sqft |
| Sewer | Connected |
|---|
| Account Number | 084800 |
|---|---|
| Street Address | 20 NORTH ST |
| City | RUMSON |
| State | NJ |
| Zip | 07760-1610 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF40 |
| Legal Block | 45 |
| Legal Lot Number | 11 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | RUMSON |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 803900 |
Source: Monmouth County and Rumson Borough records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 20 NORTH ST, RUMSON, NJ 07760-1610 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 6, 2023 | Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA |
| Oct 15, 2021 | Deed, Transfer |
| Aug 3, 2021 | Deed, Transfer ACRES LAND TITLE AGENCY INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 6, 2023 · Amount on Record |
| Deed Sale | Jan 6, 2023 · Amount on Record |
| Prior Sale | Oct 15, 2021 · Amount on Record |
| Deed Document Number | 20231280 |
| Deed Book / Page | 9629 / 8669 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Jan 6, 2023 |
| Property Address | 20 NORTH ST, RUMSON, NJ 07760-1610 |
| Document Number | 0096298669 |
| Book / Page | 9629 / 8669 |
| Instrument Date | Nov 30, 2022 |
| Instrument | 2023001280 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2023 |
| Title Company | TWO RIVERS TITLE COMPANY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $32,282.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 710 OCEAN AVE, SEA BRIGHT, NJ 07760-2117 |
| Name | Verified Name |
|---|---|
| Address | 20 NORTH ST, RUMSON, NJ 07760-1610 |
| Document Number | 2023001281 |
|---|---|
| Date | Jan 6, 2023 |
| Instrument | 2023001281 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.87% |
| Type Change Date | Jan 1, 2028 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.87% |
| Max Rate At Change | 6.87% |
| Index | Other |
| Max Rate | 9.87% |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Oct 15, 2021 |
| Property Address | 20 NORTH ST, RUMSON, NJ 07760-1610 |
| Document Number | 0095514305 |
| Book / Page | 9551 / 4305 |
| Instrument Date | Sep 28, 2021 |
| Instrument | 2021153194 |
| Transaction Type | Transfer |
| Record Updated | Apr 12, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $5,407.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7 RIVERVIEW AVE, RUMSON, NJ 07760-1758 |
| Name | Verified Name |
|---|---|
| Address | 20 NORTH ST, RUMSON, NJ 07760-1610 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Aug 3, 2021 |
| Property Address | 20 NORTH ST, RUMSON, NJ 07760-1610 |
| Document Number | 0095326242 |
| Book / Page | 9532 / 6242 |
| Instrument Date | Jul 26, 2021 |
| Instrument | 2021118097 |
| Transaction Type | Transfer |
| Record Updated | Apr 12, 2024 |
| Title Company | ACRES LAND TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $4,031.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 100 E BERGEN PL, RED BANK, NJ 07701-2111 |
| Name | Verified Name |
|---|---|
| Address | 20 NORTH ST, RUMSON, NJ 07760-1610 |
Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Rumson Borough |
| Elementary School District | Rumson Borough School District (KG - 08) |
| Secondary School District | Rumson-Fair Haven Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,927,300 (+12.46%) Land $819,900 Building $1,107,400 | $1,927,300 (+12.46%) Land $819,900 Building $1,107,400 | |
| 2025 | $17,978.00 (+4.05%) | $1,713,800 (+17.92%) Land $762,100 Building $951,700 | $1,713,800 (+17.92%) Land $762,100 Building $951,700 |
| 2024 | $17,278.00 (-3.56%) | ||
| 2023 | $1,453,300 Land $676,700 Building $776,600 | $1,453,300 Land $676,700 Building $776,600 | |
| 2022 | $17,915.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 17 (1978–2012) |
| Claims Outside the SFHA | 5 of 17 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.5% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 502 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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