Monmouth County and Rumson Borough property record for 15 North St, Rumson, NJ 07760
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,492 sqft · built 2005 |
| Lot Size | 0.172 acres (7,501 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,280,000 (Nov 2021) |
| Tax Bill | $15,525 (2025) |
| Deeds & Mortgages | Nov 2021 Sale & Mortgage Dec 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-00046-0000-00017 |
| Primary APN | 41-00046-0000-00017 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,492 sqft Living Area |
| 1st Floor Area | 2,492 sqft |
| Upper Floors Area | 1,206 sqft |
| Basement Area | 1,302 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 7,501 sqft (0.172 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Open Porch |
| Deck Area | 302 sqft |
| Patio Area | 345 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 087500 |
|---|---|
| Street Address | 15 NORTH ST |
| City | RUMSON |
| State | NJ |
| Zip | 07760-1609 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF40 |
| Legal Block | 46 |
| Legal Lot Number | 17 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | RUMSON |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 803900 |
Source: Monmouth County and Rumson Borough records · APN 41-00046-0000-00017
Assessment roll updated July 9, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 15 NORTH ST, RUMSON, NJ 07760-1609 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 24, 2021 | Bargain and Sale Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Dec 30, 2019 | Deed of Trust, Mortgage · Line of Credit CITIZENS BK/PA |
| Oct 21, 2019 | Deed of Trust, Mortgage · Conventional Mortgage RESIDENTIAL FNDG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 24, 2021 · Amount on Record |
| Deed Sale | Nov 24, 2021 · Amount on Record |
| Prior Sale | Sep 20, 2004 · Amount on Record |
| Deed Document Number | 2021170220 |
| Deed Book / Page | 9560 / 5415 |
| Record Updated | Sep 20, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Nov 24, 2021 |
| Property Address | 15 NORTH ST, RUMSON, NJ 07760-1609 |
| Document Number | 0095605415 |
| Book / Page | 9560 / 5415 |
| Instrument Date | Oct 20, 2021 |
| Instrument | 2021170220 |
| Transaction Type | Transfer |
| Record Updated | Dec 10, 2021 |
| Title Company | ALL AHEAD TITLE AGENCY LLC, ALL AHEAD TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $25,763.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 43 LAKE SHORE DR, 43, RED BANK, NJ 07701-5841 |
| Name | Verified Name |
|---|---|
| Address | 15 NORTH ST, RUMSON, NJ 07760-1609 |
| Document Number | 2021170221 |
|---|---|
| Date | Nov 24, 2021 |
| Instrument | 2021170221 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 15 NORTH ST, RUMSON, NJ 07760-1609 |
| Document Number | 0000010481 |
| Instrument Date | Dec 30, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2020 |
| Title Company | ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP |
| Name | Verified Name |
|---|---|
| Address | 15 NORTH ST RUMSON NJ 077601609, RUMSON, NJ 07760-1609 |
| Document Number | 0000010481 |
|---|---|
| Date | Jan 28, 2020 |
| Book Page | 009393/007915 |
| Instrument | 10481 |
| Name | CITIZENS BK/PA |
|---|---|
| Type | Bank |
| Address | PHILADELPHIA, PA 19103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 27, 2045 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 15 NORTH ST, RUMSON, NJ 07760-1609 |
| Document Number | 0000102587 |
| Instrument Date | Oct 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 06, 2019 |
| Title Company | TITLE LINKS |
| Name | Verified Name |
|---|---|
| Address | 15 NORTH ST RUMSON NJ 077601609, RUMSON, NJ 07760-1609 |
| Document Number | 0000102587 |
|---|---|
| Date | Oct 31, 2019 |
| Book Page | 009376/009187 |
| Instrument | 102587 |
| Name | RESIDENTIAL FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 30, 2049 |
Source: Monmouth County and Rumson Borough records · Assessment roll updated July 9, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Rumson Borough |
| Elementary School District | Rumson Borough School District (KG - 08) |
| Secondary School District | Rumson-Fair Haven Regional School District (09 - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,640,400 (+10.84%) Land $866,000 Building $774,400 | $1,640,400 (+10.84%) Land $866,000 Building $774,400 | |
| 2025 | $15,525.00 (+2.74%) | $1,480,000 (+14%) Land $805,000 Building $675,000 | $1,480,000 (+14%) Land $805,000 Building $675,000 |
| 2024 | $15,111.00 (-1.77%) | ||
| 2023 | $1,298,300 Land $715,000 Building $583,300 | $1,298,300 Land $715,000 Building $583,300 | |
| 2022 | $15,384.00 |
Source: FEMA National Flood Hazard Layer, Monmouth County (34025C), as of September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340258039001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 17 (1978–2012) |
| Claims Outside the SFHA | 5 of 17 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.5% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 502 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system NJ1345001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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