Monmouth County and Rumson Borough property record for 16 North St, Rumson, NJ 07760
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,384 sqft · built 1949 |
| Lot Size | 0.172 acres (7,501 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $125,000 (Mar 1996) |
| Tax Bill | $11,552 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Mar 2024 Second Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-00045-0000-00009 |
| Primary APN | 41-00045-0000-00009 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,384 sqft Living Area |
| 1st Floor Area | 2,384 sqft |
| Upper Floors Area | 1,236 sqft |
| Basement Area | 1,148 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 7,501 sqft (0.172 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Open Porch |
| Deck Area | 240 sqft |
| Shed | 1 Shed |
| Shed Area | 40 sqft |
| Cooling System | HVAC |
|---|---|
| Sewer | Connected |
| Account Number | 084600 |
|---|---|
| Street Address | 16 NORTH ST |
| City | RUMSON |
| State | NJ |
| Zip | 07760-1610 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF40 |
| Legal Block | 45 |
| Legal Lot Number | 9 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | RUMSON |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 803900 |
Source: Monmouth County and Rumson Borough records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 16 NORTH ST, RUMSON, NJ 07760-1610 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 21, 2026 | Deed of Trust, Mortgage · Conventional Mortgage SPRING EQ LLC |
| Mar 27, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Sep 6, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FAMILY FIRST FNDG |
| Dec 9, 2017 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 7, 1996 · Amount on Record |
| Deed Sale | Mar 7, 1996 · Amount on Record |
| Deed Book / Page | 5485 / 34 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | May 21, 2026 |
| Property Address | 16 NORTH ST, RUMSON, NJ 07760-1610 |
| Document Number | 0000041286 |
| Book / Page | 9794 / 3053 |
| Instrument Date | May 13, 2026 |
| Instrument | 202641286 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 16 NORTH ST, RUMSON, NJ 07760-1610 |
| Document Number | 0000041286, |
|---|---|
| Date | May 21, 2026 |
| Book Page | 9794/3053 |
| Instrument | 202641286 |
| Name | SPRING EQ LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 16 NORTH ST, RUMSON, NJ 07760-1610 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2024 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 0096824264 |
|---|---|
| Date | Mar 27, 2024 |
| Book Page | 9682/4264 |
| Instrument | 2024020232 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 1, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 16 NORTH ST, RUMSON, NJ 07760-1610 |
| Document Number | 0000087795 |
| Instrument Date | Sep 6, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2019 |
| Title Company | RMS TITLE SERVICES LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 16 NORTH ST RUMSON NJ 077601610, RUMSON, NJ 07760-1610 |
| Document Number | 0000087795 |
|---|---|
| Date | Sep 20, 2019 |
| Book Page | 009369/005908 |
| Instrument | 87795 |
| Name | FAMILY FIRST FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | TOMS RIVER, NJ 08753 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 19, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 16 NORTH ST, RUMSON, NJ 07760-1610 |
| Document Number | 0000000373 |
| Book / Page | 009265 / 008323 |
| Instrument Date | Dec 9, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2018 |
| Title Company | TITLE SOURCE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 16 NORTH ST RUMSON NJ 077601610, RUMSON, NJ 07760-1610 |
| Document Number | 0000000373 |
|---|---|
| Date | Jan 2, 2018 |
| Book Page | 009265/008323 |
| Instrument | 373 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2048 |
Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Rumson Borough |
| Elementary School District | Rumson Borough School District (KG - 08) |
| Secondary School District | Rumson-Fair Haven Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,214,000 (+10.24%) Land $866,000 Building $348,000 | $1,214,000 (+10.24%) Land $866,000 Building $348,000 | |
| 2025 | $11,552.00 (+3.52%) | $1,101,200 (+14.78%) Land $805,000 Building $296,200 | $1,101,200 (+14.78%) Land $805,000 Building $296,200 |
| 2024 | $11,159.00 (+0.3%) | ||
| 2023 | $959,400 Land $715,000 Building $244,400 | $959,400 Land $715,000 Building $244,400 | |
| 2022 | $11,126.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 17 (1978–2012) |
| Claims Outside the SFHA | 5 of 17 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.5% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 502 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures