21 Margin St, Apt 34, Lynn, MA 01905 Property Records

Essex County and Lynn City property record for 21 Margin St, Apt 34, Lynn, MA 01905

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,087 sqft · built 1987
Lot Size	1.12 acres (48,896 sqft)
Owner	Individual Name on File
Last Sale	$377,500 (Oct 2026)
Tax Bill	$3,902 (2025)
Deeds & Mortgages	Oct 2026 Sale & Mortgage Mar 2025 Mortgage + 4 more
Flood Zone	Zone AE (high risk)
APN	`B:020 L:308 S:018-034`

Property Details

APN / Parcel Number

Primary APN	`B:020 L:308 S:018-034`
Alternative APN	`LYNN M:020 B:308 L:018 S:034`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,087 sqft Living Area

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Condo/Apartment
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	48,896 sqft (1.12 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	21 MARGIN ST, 34
City	LYNN
State	MA
Zip	01905-1986
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	LI
Legal Block	308
Legal Lot Number	18
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	5
Census Block	5001
Census Tract	205700

Owner

21 Margin St, Apt 34 is owned and occupied by an individual who bought it in October 2026.

Source: Essex County and Lynn City records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	21 MARGIN ST, 34, LYNN, MA 01905-1986
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2026	Quit Claim Deed, Transfer · Conventional Mortgage EMM LOANS LLC
Mar 26, 2025	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Nov 9, 2021	Quit Claim Deed, Transfer · FHA Mortgage E MORTGAGE MANAGEMENT LLC
Aug 30, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance MSA LENDING LLC
Nov 2, 2018	Quit Claim Deed, Transfer MSA MORTGAGE LLC
Nov 2, 2018	Condominium Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 2026 · Amount on File
Deed Sale	Oct 2, 2026 · Amount on File
Prior Sale	Nov 9, 2021 · Amount on File
Deed Document Number	20263400
Deed Book / Page	43668 / 90
Prior Transfer Date	Jul 29, 2026
Prior Transfer Doc	0000003400
Record Updated	Oct 29, 2026

October 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Oct 2, 2026
Property Address	21 MARGIN ST, 34, LYNN, MA 01905-1986
Document Number	0000003400
Book / Page	43668 / 90
Instrument Date	Jul 29, 2026
Instrument	20263400
Transaction Type	Transfer
Record Updated	Oct 21, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 MARGIN ST, 34, LYNN, MA 01905-1986

Mortgage

Date	Oct 2, 2026

Lender

Name	EMM LOANS LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Max Rate	-1%

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	21 MARGIN ST APT 34, 34, LYNN, MA 01905-1986
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	042631-567
Date	Mar 26, 2025
Book Page	42631/567
Instrument	20250326002280

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	313 Months
Due	Apr 1, 2051

November 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Nov 9, 2021
Property Address	21 MARGIN ST APT 34, 34, LYNN, MA 01905-1986
Document Number	0040467-37
Book / Page	40467 / 37
Instrument Date	Nov 9, 2021
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 MARGIN ST APT 34, 34, LYNN, MA 01905-1986
Investor	Possibly a Property Investor

Mortgage

Document Number	0004046739
Date	Nov 9, 2021
Instrument	40467/39

Lender

Name	E MORTGAGE MANAGEMENT LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	21 MARGIN ST APT 34, 34, LYNN, MA 01905-1986
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37801-468
Date	Aug 30, 2019
Book Page	37801/468
Instrument	20190830002660

Lender

Name	MSA LENDING LLC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Sep 1, 2039

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Nov 2, 2018
Property Address	21 MARGIN ST APT 34, 34, LYNN, MA 01905-1986
Document Number	37130-18
Book / Page	37130 / 18
Instrument	181102005350
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$25.38
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	371300020
Date	Nov 2, 2018
Instrument	37130/0020

Lender

Name	MSA MORTGAGE LLC
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 2, 2048

November 2018: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	LYNN MA
Recording Date	Nov 2, 2018
Property Address	21 MARGIN ST APT 34, 34, LYNN, MA 01905-1986
Document Number	37130-16
Book / Page	037130 / 000016
Instrument Date	Nov 1, 2018
Instrument	2005340
Transaction Type	Transfer
Record Updated	Nov 22, 2018

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	21 MARGIN ST #25 LYNN MA 019051985, 25, LYNN, MA 01905-1985

Tax Assessment & Valuation

The 2025 property tax bill for 21 Margin St, Apt 34 was $3,902, up 7.3% from the year before.

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,902.00 (+7.35%)	$376,600 (+9.1%) Building $376,600	$383,610
2024	$3,635.00 (+6.26%)	$345,200 (+12.52%) Building $345,200
2023	$3,421.00	$306,800 Building $306,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21 Margin St, Apt 34 in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 19 individual policies
Nearby Flood Policies	73 units insured incl. 54 condo units
Nearby Flood Claims	12 (1996–2024)
Claims Outside the SFHA	3 of 12
Most Recent Claim	Jan 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 21 Margin St, Apt 34 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 864 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: AT&T, Starry, T-Mobile.

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