21 Margin St, Apt 28, Lynn, MA 01905 Property Records

Essex County and Lynn City property record for 21 Margin St, Apt 28, Lynn, MA 01905

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 874 sqft · built 1987
Lot Size	1.12 acres (48,896 sqft)
Owner	2 Individual Names on File
Last Sale	$249,000 (Dec 2018)
Tax Bill	$3,572 (2025)
Deeds & Mortgages	Dec 2018 Sale & Mortgage Mar 2017 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`B:020 L:308 S:018-028`

Property Details

APN / Parcel Number

Primary APN	`B:020 L:308 S:018-028`
Alternative APN	`LYNN M:020 B:308 L:018 S:028`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Units	12 Units
Stories	1 Story
Building Area	874 sqft Living Area

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Condo/Apartment
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	48,896 sqft (1.12 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	21 MARGIN ST, 28
City	LYNN
State	MA
Zip	01905-1985
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	LI
Legal Block	308
Legal Lot Number	18
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	5
Census Block	5001
Census Tract	205700

Owner

21 Margin St, Apt 28 is owned and occupied by two individuals who bought it in December 2018.

Source: Essex County and Lynn City records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	21 MARGIN ST, 28, LYNN, MA 01905-1985
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2018	Condominium Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CTR
Mar 6, 2017	Quit Claim Deed, Transfer RADIUS FINANCIAL GRP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 10, 2018 · Amount on File
Deed Sale	Dec 10, 2018 · Amount on File
Prior Sale	Mar 6, 2017 · Amount on File
Deed Book / Page	37205 / 410
Prior Transfer Date	Dec 7, 2018
Prior Transfer Doc	037205-410
Record Updated	Oct 29, 2026

December 2018: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	LYNN MA
Recording Date	Dec 10, 2018
Property Address	21 MARGIN ST APT 28, 28, LYNN, MA 01905-1985
Document Number	37205-410
Book / Page	037205 / 000410
Instrument Date	Dec 7, 2018
Instrument	1812101810
Transaction Type	Transfer
Record Updated	Jan 2, 2019

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,135.44
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	21 MARGIN ST #28 LYNN MA 019051985, 28, LYNN, MA 01905-1985

Mortgage

Document Number	37205-412
Date	Dec 10, 2018
Book Page	037205/000412
Instrument	1812101820

Lender

Name	MORTGAGE RESEARCH CTR
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 9, 2048

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Mar 6, 2017
Property Address	21 MARGIN ST APT 28, 28, LYNN, MA 01905-1985
Document Number	35718-79
Book / Page	35718 / 79
Instrument	188
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$21.11
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	357180081
Date	Mar 6, 2017
Instrument	35718/0081

Lender

Name	RADIUS FINANCIAL GRP
Type	Funding / Finance Company

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 6, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 21 Margin St, Apt 28 was $3,572, up 7.2% from the year before.

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,572.00 (+7.17%)	$344,800 (+8.94%) Building $344,800	$342,380
2024	$3,333.00 (+6.28%)	$316,500 (+12.51%) Building $316,500
2023	$3,136.00	$281,300 Building $281,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21 Margin St, Apt 28 in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 19 individual policies
Nearby Flood Policies	73 units insured incl. 54 condo units
Nearby Flood Claims	12 (1996–2024)
Claims Outside the SFHA	3 of 12
Most Recent Claim	Jan 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 21 Margin St, Apt 28 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 864 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: AT&T, Starry, T-Mobile.

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