21 Margin St, Apt 33, Lynn, MA 01905 Property Records

Essex County and Lynn City property record for 21 Margin St, Apt 33, Lynn, MA 01905

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,088 sqft · built 1987
Lot Size	1.12 acres (48,896 sqft)
Owner	Individual Name on Record
Last Sale	$410,000 (Sep 2026)
Tax Bill	$4,047 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Sep 2026 Sale & Mortgage + 4 more
Flood Zone	Zone AE (high risk)
APN	`B:020 L:308 S:018-033`

Property Details

APN / Parcel Number

Primary APN	`B:020 L:308 S:018-033`
Alternative APN	`LYNN M:020 B:308 L:018 S:033`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,088 sqft Living Area

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Condo/Apartment
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	48,896 sqft (1.12 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	21 MARGIN ST, 33
City	LYNN
State	MA
Zip	01905-1986
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	LI
Legal Block	308
Legal Lot Number	18
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	5
Census Block	5001
Census Tract	205700

Owner

Source: Essex County and Lynn City records, as of October 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	21 MARGIN ST, 33, LYNN, MA 01905-1986
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage SALEM FIVE MORTGAGE CORPORATION
Sep 15, 2026	Quit Claim Deed, Transfer · Conventional Mortgage SALEM FIVE MORTGAGE CORPORATION
Oct 29, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage NEW FED MORTGAGE CORP
Sep 19, 2019	Deed of Trust, Mortgage · FHA Mortgage TD BANK NA
Aug 3, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Sep 21, 2018	Quit Claim Deed, Transfer · FHA Mortgage SALEM FIVE MTG CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2026 · Amount on Record
Deed Sale	Sep 15, 2026 · Amount on Record
Prior Sale	Oct 29, 2021 · Amount on Record
Deed Document Number	20261240
Deed Book / Page	43629 / 3
Prior Transfer Date	Sep 8, 2026
Prior Transfer Doc	0000001240
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Recording Date	Sep 15, 2026
Property Address	21 MARGIN ST, 33, LYNN, MA 01905-1986
Document Number	0000001250
Book / Page	43629 / 6
Instrument Date	Sep 8, 2026
Instrument	20261250
Transaction Type	Mortgage
Record Updated	Oct 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 MARGIN ST, 33, LYNN, MA 01905-1986

Mortgage

Document Number	0000001250,
Date	Sep 15, 2026
Book Page	43629/6
Instrument	20261250

Lender

Name	SALEM FIVE MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Sep 15, 2026
Property Address	21 MARGIN ST, 33, LYNN, MA 01905-1986
Document Number	0000001240
Book / Page	43629 / 3
Instrument Date	Sep 8, 2026
Instrument	20261240
Transaction Type	Transfer
Record Updated	Oct 6, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 MARGIN ST, 33, LYNN, MA 01905-1986

Mortgage

Date	Sep 15, 2026

Lender

Name	SALEM FIVE MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Max Rate	-1%

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Oct 29, 2021
Property Address	21 MARGIN ST APT 33, 33, LYNN, MA 01905-1986
Document Number	040435-373
Book / Page	40435 / 373
Instrument Date	Oct 29, 2021
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	21 MARGIN ST APT 33, 33, LYNN, MA 01905-1986

Mortgage

Document Number	0040435376
Date	Oct 29, 2021
Instrument	40435/376

Lender

Name	NEW FED MORTGAGE CORP

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	21 MARGIN ST APT 33, 33, LYNN, MA 01905-1986
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37855-383
Date	Sep 19, 2019
Book Page	37855/383
Instrument	20190919000560

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Oct 1, 2048

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	21 MARGIN ST APT 33, 33, LYNN, MA 01905-1986
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38779-91
Date	Aug 3, 2020
Book Page	38779/91
Instrument	20200803001690

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Sep 1, 2049

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Sep 21, 2018
Property Address	21 MARGIN ST APT 33, 33, LYNN, MA 01905-1986
Document Number	37027-233
Book / Page	37027 / 233
Instrument	180921000880
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$28.54
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	370270235
Date	Sep 21, 2018
Instrument	37027/0235

Lender

Name	SALEM FIVE MTG CO

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 21, 2048

Tax Assessment & Valuation

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,047.00 (+7.23%)	$390,600 (+8.98%) Building $390,600	$385,795
2024	$3,774.00 (+6.31%)	$358,400 (+12.56%) Building $358,400
2023	$3,550.00	$318,400 Building $318,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 19 individual policies
Nearby Flood Policies	73 units insured incl. 54 condo units
Nearby Flood Claims	12 (1996–2024)
Claims Outside the SFHA	3 of 12
Most Recent Claim	Jan 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 864 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: AT&T, Starry, T-Mobile.

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