21 Margin St, Apt 31, Lynn, MA 01905 Property Records

Essex County and Lynn City property record for 21 Margin St, Apt 31, Lynn, MA 01905

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,029 sqft · built 1987
Lot Size	1.12 acres (48,896 sqft)
Owner	Individual Name on File
Last Sale	$297,000 (Feb 2021)
Tax Bill	$3,893 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage Jun 2018 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`B:020 L:308 S:018-031`

Property Details

APN / Parcel Number

Primary APN	`B:020 L:308 S:018-031`
Alternative APN	`LYNN M:020 B:308 L:018 S:031`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Units	12 Units
Stories	1 Story
Building Area	1,029 sqft Living Area

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Condo/Apartment
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	48,896 sqft (1.12 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	21 MARGIN ST, 31
City	LYNN
State	MA
Zip	01905-1986
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	LI
Legal Block	308
Legal Lot Number	18
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	5
Census Block	5001
Census Tract	205700

Owner

21 Margin St, Apt 31 is owned and occupied by an individual who bought it in February 2021.

Source: Essex County and Lynn City records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	21 MARGIN ST, 31, LYNN, MA 01905-1986
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2021	Condominium Deed, Transfer · FHA Mortgage EVOLVE BANK & TRUST
Jun 19, 2018	Condominium Deed, Transfer · Conventional Mortgage MORTGAGE NTWK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 19, 2021 · Amount on File
Deed Sale	Feb 19, 2021 · Amount on File
Prior Sale	Jun 19, 2018 · Amount on File
Deed Book / Page	39548 / 331
Transfer Doc	2566000142
Record Updated	Oct 29, 2026

February 2021: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	LYNN MA
Recording Date	Feb 19, 2021
Property Address	21 MARGIN ST APT 31, 31, LYNN, MA 01905-1986
Document Number	039548-331
Book / Page	39548 / 331
Instrument Date	Feb 18, 2021
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 MARGIN ST APT 31, 31, LYNN, MA 01905-1986

Mortgage

Document Number	0039548333
Date	Feb 19, 2021
Instrument	39548/333

Lender

Name	EVOLVE BANK & TRUST
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record

June 2018: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	LYNN MA
Recording Date	Jun 19, 2018
Property Address	21 MARGIN ST APT 31, 31, LYNN, MA 01905-1986
Document Number	36800-33
Book / Page	036800 / 000033
Instrument Date	Jun 13, 2018
Instrument	1806194280
Transaction Type	Transfer
Record Updated	Aug 8, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,162.80
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 ETNA LN LYNN MA 01901, LYNN, MA 01901

Mortgage

Document Number	36800-36
Date	Jun 19, 2018
Book Page	036800/000036
Instrument	180619430

Lender

Name	MORTGAGE NTWK
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 18, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 21 Margin St, Apt 31 was $3,893, up 7.2% from the year before.

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,893.00 (+7.16%)	$375,800 (+8.93%) Building $375,800	$370,215
2024	$3,633.00 (+6.57%)	$345,000 (+12.86%) Building $345,000
2023	$3,409.00	$305,700 Building $305,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21 Margin St, Apt 31 in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 19 individual policies
Nearby Flood Policies	73 units insured incl. 54 condo units
Nearby Flood Claims	12 (1996–2024)
Claims Outside the SFHA	3 of 12
Most Recent Claim	Jan 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 21 Margin St, Apt 31 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 864 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: AT&T, Starry, T-Mobile.

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