21 Macarthur Ct, Saint Charles, MO 63304 Property Records

St. Charles County property record for 21 Macarthur Ct, Saint Charles, MO 63304

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,139 sqft · built 2017
Lot Size	0.285 acres (12,458 sqft)
Owner	2 Individual Names on Record
Last Sale	$520,000 (Feb 2019)
Tax Bill	$7,594 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`T182700016`

Property Details

APN / Parcel Number

Primary APN	`T182700016`
Alternative APN	`3-0114-C477-00-0001.0000000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,139 sqft Living Area
Basement Area	1,900 sqft
Finished Basement	900 sqft

Exterior

Year Built	Built 2017
Exterior Material	Stone
Lot Area	12,458 sqft (0.285 acres)
Garage Type	Attached
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	T182700016
Street Address	21 MACARTHUR CT
City	SAINT CHARLES
State	MO
Zip	63304-7123
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MACARTHUR PK LOT 1
Legal Range	04E
Legal Township	46N
Legal Subdivision	MACARTHUR PK
Legal Lot Number	1
Jurisdiction	ST CHARLES MO
Township / Civil Division	COTTLEVILLE
Census Block Group	2
Census Block	2020
Census Tract	311322

Owner

Source: St. Charles County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	21 MACARTHUR CT, SAINT CHARLES, MO 63304-7123
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN MORTGAGE CORP
Mar 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Apr 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN MORTGAGE CORP
Feb 7, 2019	Deed of Trust, Transfer DAS ACQUISITION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 8, 2019 · Amount on Record
Deed Sale	Feb 8, 2019 · Amount on Record
Prior Sale	Feb 21, 2017
Deed Document Number	0070341081
Deed Book / Page	7034 / 1081
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	21 MACARTHUR CT, SAINT CHARLES, MO 63304-7123
Transaction Type	Mortgage
Record Updated	Aug 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R067306
Date	Aug 11, 2021
Instrument	2021R-067306

Lender

Name	AMERICAN MORTGAGE CORP
Type	Mortgage Company
Address	SAINT LOUIS, MO 63114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2036

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	21 MACARTHUR CT, SAINT CHARLES, MO 63304-7123
Transaction Type	Mortgage
Record Updated	Apr 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 MACARTHUR CT, SAINT CHARLES, MO 63304-7123

Mortgage

Document Number	2021R027693
Date	Mar 30, 2021
Instrument	2021R-027693

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10271

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	237 Months
Due	Dec 1, 2040

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	21 MACARTHUR CT, SAINT CHARLES, MO 63304-7123
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0072620593
Date	Apr 3, 2020
Book Page	7262/593
Instrument	20200403000205600

Lender

Name	AMERICAN MORTGAGE CORP
Type	Mortgage Company
Address	SAINT LOUIS, MO 63114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

February 2019: Deed of Trust, Transfer

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	21 MACARTHUR CT, SAINT CHARLES, MO 63304-7123
Document Number	0070341083
Instrument Date	Feb 7, 2019
Transaction Type	Transfer
Record Updated	Feb 27, 2019
Title Company	OTHER

Transaction

Additional	Arm's Length

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	838 WHISPERING ROCK DR O FALLON MO 633663138, O FALLON, MO 63366-3138

Mortgage

Document Number	0070341083
Date	Feb 8, 2019
Book Page	007034/001083
Instrument	61150

Lender

Name	DAS ACQUISITION
Address	ST LOUIS, MO 63141

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 7, 2049

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,594.00	$128,436 (+7.21%)	$675,979 (+7.21%) Land $90,996 Building $584,983
2023		$119,798
2022			$630,517 Land $87,496 Building $543,021

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	24 (1982–2022)
Claims Outside the SFHA	1 of 24
Most Recent Claim	Jul 2022 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2022 · 5 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Dec 2015 · 3 claims Severe Storms & Flooding, Sep 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum, Wisper ISP.

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