10 Macarthur Ct, Saint Charles, MO 63304 Property Records

St. Charles County property record for 10 Macarthur Ct, Saint Charles, MO 63304

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,750 sqft · built 2018
Lot Size	0.246 acres (10,759 sqft)
Owner	Individual Name on Record
Last Sale	$418,027 (Dec 2018)
Tax Bill	$6,582 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Dec 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T182700026`

Property Details

APN / Parcel Number

Primary APN	`T182700026`
Alternative APN	`3-0114-C477-00-0011.0000000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,750 sqft Living Area
Basement Area	1,755 sqft

Exterior

Year Built	Built 2018
Exterior Material	Composition/Composite
Lot Area	10,759 sqft (0.246 acres)
Garage Type	Attached
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	T182700026
Street Address	10 MACARTHUR CT
City	SAINT CHARLES
State	MO
Zip	63304-7117
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MACARTHUR PK LOT 11
Legal Range	04E
Legal Township	46N
Legal Subdivision	MACARTHUR PK
Legal Lot Number	11
Jurisdiction	ST CHARLES MO
Township / Civil Division	COTTLEVILLE
Census Block Group	2
Census Block	2020
Census Tract	311322

Owner

Source: St. Charles County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	10 MACARTHUR CT, SAINT CHARLES, MO 63304-7117
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage US WIDE FINANCIAL LLC
Dec 27, 2018	Warranty Deed, Transfer · Conventional Mortgage US WIDE FINANCIAL LLC
Jul 16, 2018	Quit Claim Deed, Transfer · Line of Credit BANK OF OLD MONROE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 27, 2018 · Amount on Record
Deed Sale	Dec 27, 2018 · Amount on Record
Prior Sale	Jul 16, 2018
Deed Document Number	0070191521
Deed Book / Page	7019 / 1521
Record Updated	Jun 8, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	10 MACARTHUR CT, SAINT CHARLES, MO 63304-7117
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0071990697
Date	Dec 13, 2019
Book Page	7199/0697
Instrument	20191213000720360

Lender

Name	US WIDE FINANCIAL LLC
Type	Lending Institution
Address	SAINT LOUIS, MO 63146

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 2, 2050

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Dec 27, 2018
Property Address	10 MACARTHUR CT, SAINT CHARLES, MO 63304-7117
Document Number	0070191521
Book / Page	7019 / 1521
Map Reference	MB 49 PG 148
Instrument Date	Dec 21, 2018
Instrument	20181227000720160
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	STELLAR TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3555 HIGHWAY F, 3555, DEFIANCE, MO 63341-1219

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 MACARTHUR CT, SAINT CHARLES, MO 63304-7117

Mortgage

Document Number	20181227000720170
Date	Dec 27, 2018
Instrument	20181227000720170

Lender

Name	US WIDE FINANCIAL LLC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jul 16, 2018
Property Address	10 MACARTHUR CT, SAINT CHARLES, MO 63304-7117
Document Number	0069481937
Book / Page	006948 / 001937
Instrument Date	Jul 12, 2018
Instrument	400160
Transaction Type	Transfer
Record Updated	Sep 21, 2018
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3555 HIGHWAY F DEFIANCE MO 633411219, DEFIANCE, MO 63341-1219

Mortgage

Document Number	69481939
Date	Jul 16, 2018
Book Page	006948/001939
Instrument	400170

Lender

Name	BANK OF OLD MONROE
Type	Bank
Address	OLD MONROE, MO 63369

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,582.00	$111,250 (+4.8%)	$585,530 (+4.8%) Land $90,996 Building $494,534
2023		$106,155
2022			$558,708 Land $87,496 Building $471,212

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	24 (1982–2022)
Claims Outside the SFHA	1 of 24
Most Recent Claim	Jul 2022 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2022 · 5 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Dec 2015 · 3 claims Severe Storms & Flooding, Sep 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum, Wisper ISP.

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