34 Macarthur Ct, Saint Charles, MO 63304 Property Records

St. Charles County property record for 34 Macarthur Ct, Saint Charles, MO 63304

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,110 sqft · built 2017
Lot Size	0.239 acres (10,454 sqft)
Owner	Company Name on Record
Last Sale	$380,366 (Dec 2017)
Tax Bill	$6,712 (2025)
Deeds & Mortgages	Oct 2024 Mortgage Oct 2025 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`T182700021`

Property Details

APN / Parcel Number

Primary APN	`T182700021`
Alternative APN	`3-0114-C477-00-0006.0000000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,110 sqft Living Area
Basement Area	1,344 sqft

Exterior

Year Built	Built 2017
Exterior Material	Stone
Lot Area	10,454 sqft (0.239 acres)
Garage Type	Attached
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	T182700021
Street Address	34 MACARTHUR CT
City	SAINT CHARLES
State	MO
Zip	63304-7117
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MACARTHUR PK LOT 6
Legal Range	04E
Legal Township	46N
Legal Subdivision	MACARTHUR PK
Legal Lot Number	6
Jurisdiction	ST CHARLES MO
Township / Civil Division	COTTLEVILLE
Census Block Group	2
Census Block	2020
Census Tract	311322

Owner

Source: St. Charles County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Co-owner	2 Co-owners on Record
Mailing Address	MACARTHUR CT ST, SAINT CHARLES, MO 63304
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2024	Deed of Trust, Mortgage · Closed-End Mortgage UNITED STATE BANK
Oct 29, 2025	Intrafamily Transfer, Transfer
Feb 28, 2020	Deed of Trust, Mortgage · Line of Credit PROVIDENCE BK
Oct 29, 2019	Deed of Trust, Mortgage CITIZENS NAT'L BK/GREATER ST L
Dec 29, 2017	Warranty Deed, Transfer CITIZENS NAT'L BK/GREATER ST L

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Dec 29, 2017 · Amount on Record
Deed Sale	Dec 29, 2017 · Amount on Record
Prior Sale	Dec 29, 2017 · Amount on Record
Deed Document Number	0068601882
Deed Book / Page	006860 / 001882
Last Transfer Date	Oct 29, 2025
Transfer Doc	0000048433
Record Updated	Jun 8, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	34 MACARTHUR CT, SAINT CHARLES, MO 63304-7117
Transaction Type	Mortgage
Record Updated	Nov 13, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 MACARTHUR CT, SAINT CHARLES, MO 63304-7117

Mortgage

Document Number	0000043211
Date	Oct 17, 2024
Instrument	2024R-043211

Lender

Name	UNITED STATE BANK
Type	Bank
Address	LEWISTOWN, MO 63452

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 4, 2044

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Oct 29, 2025
Property Address	34 MACARTHUR CT, SAINT CHARLES, MO 63304-7117
Document Number	0000048433
Map Reference	MB 49 PG 148
Instrument Date	Oct 16, 2025
Instrument	2025R-048433
Transaction Type	Transfer
Record Updated	Nov 13, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	34 MACARTHUR CT, SAINT CHARLES, MO 63304-7117

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	MACARTHUR CT ST, CHARLESTON, MO 63834

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	34 MACARTHUR CT, SAINT CHARLES, MO 63304-7117
Document Number	0072430089
Instrument Date	Feb 28, 2020
Transaction Type	Mortgage
Record Updated	Jun 23, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	34 MACARTHUR CT ST CHARLES MO 633047117, ST CHARLES, MO 63304-7117

Mortgage

Document Number	0072430089
Date	Mar 5, 2020
Book Page	007243/000089
Instrument	136440

Lender

Name	PROVIDENCE BK
Type	Bank
Address	LAKE SAINT LOUIS, MO 63367

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	34 MACARTHUR CT, SAINT CHARLES, MO 63304-7117
Document Number	0071771152
Instrument Date	Oct 29, 2019
Transaction Type	Mortgage
Record Updated	Nov 27, 2019
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	34 MACARTHUR CT ST CHARLES MO 633047117, ST CHARLES, MO 63304-7117

Mortgage

Document Number	0071771152
Date	Nov 6, 2019
Book Page	007177/001152
Instrument	635210

Lender

Name	CITIZENS NAT'L BK/GREATER ST L
Type	Bank
Address	SAINT LOUIS, MO 63143

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 5, 2049

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Dec 29, 2017
Property Address	34 MACARTHUR CT, SAINT CHARLES, MO 63304-7117
Document Number	0068601882
Book / Page	006860 / 001882
Instrument Date	Dec 27, 2017
Instrument	802980
Transaction Type	Transfer
Record Updated	Sep 21, 2018
Title Company	NETCO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	34 MACARTHUR CT ST CHARLES MO 633047117, ST CHARLES, MO 63304-7117

Mortgage

Document Number	68601884
Date	Dec 29, 2017
Book Page	006860/001884
Instrument	802990

Lender

Name	CITIZENS NAT'L BK/GREATER ST L
Type	Bank
Address	SAINT LOUIS, MO 63143

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 28, 2047

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,712.00	$113,464 (+6.6%)	$597,182 (+6.6%) Land $90,996 Building $506,186
2023		$106,444
2022			$560,233 Land $87,496 Building $472,737

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	24 (1982–2022)
Claims Outside the SFHA	1 of 24
Most Recent Claim	Jul 2022 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2022 · 5 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Dec 2015 · 3 claims Severe Storms & Flooding, Sep 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum, Wisper ISP.

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