18 Macarthur Ct, Saint Charles, MO 63304 Property Records

St. Charles County property record for 18 Macarthur Ct, Saint Charles, MO 63304

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,085 sqft · built 2017
Lot Size	0.283 acres (12,327 sqft)
Owner	2 Company Names on Record
Last Sale	$613,827 (Sep 2025)
Tax Bill	$6,877 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Sep 2025 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`T182700025`

Property Details

APN / Parcel Number

Primary APN	`T182700025`
Alternative APN	`3-0114-C477-00-0010.0000000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,085 sqft Living Area
Gross Area	5,330 sqft
1st Floor Area	1,895 sqft
Basement Area	1,815 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Lot Area	12,327 sqft (0.283 acres)
Garage Type	Attached
Garage Area	640 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	T182700025
Street Address	18 MACARTHUR CT
City	SAINT CHARLES
State	MO
Zip	63304-7117
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MACARTHUR PK LOT 10
Legal Subdivision	MACARTHUR PK
Legal Lot Number	10
Jurisdiction	ST CHARLES MO
Township / Civil Division	COTTLEVILLE
Census Block Group	2
Census Block	2020
Census Tract	311322

Owner

Source: St. Charles County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	18 MACARTHUR CT, SAINT CHARLES, MO 63304-7117
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2024	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE SOLUTIONS LLC
Sep 17, 2025	Intrafamily Transfer, Transfer · Conventional Mortgage MORTGAGE SOLUTIONS LLC
Sep 17, 2025	Intrafamily Transfer, Transfer
Jan 10, 2025	Intrafamily Transfer, Transfer
Nov 22, 2023	Warranty Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC
Aug 18, 2021	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2025 · Amount on Record
Deed Sale	Sep 17, 2025 · Amount on Record
Prior Sale	Nov 22, 2023 · Amount on Record
Deed Document Number	202540840
Prior Transfer Date	Sep 9, 2025
Prior Transfer Doc	0000040842
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	18 MACARTHUR CT, SAINT CHARLES, MO 63304-7117
Transaction Type	Mortgage
Record Updated	Oct 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 MACARTHUR CT, SAINT CHARLES, MO 63304-7117

Mortgage

Document Number	0000006945
Date	Feb 23, 2024
Instrument	2024R-006945

Lender

Name	MORTGAGE SOLUTIONS LLC
Type	Mortgage Company
Address	SAINT CHARLES, MO 63304

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	Mar 1, 2031
Change Frequency	6 Months
Min Rate At Change	5%
Max Rate At Change	8.25%
Index	SOFR Average 30-Day
Margin	2
Max Rate	11.2%

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Sep 17, 2025
Property Address	18 MACARTHUR CT, SAINT CHARLES, MO 63304-7117
Document Number	0000040840
Map Reference	MB 49 PG 148&149
Instrument Date	Sep 9, 2025
Instrument	2025R-040840
Transaction Type	Transfer
Record Updated	Oct 3, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 MACARTHUR CT, SAINT CHARLES, MO 63304-7117

Mortgage

Document Number	0000040841
Date	Sep 17, 2025
Instrument	2025R-040841

Lender

Name	MORTGAGE SOLUTIONS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	Oct 1, 2032
Change Frequency	6 Months
Min Rate At Change	5%
Max Rate At Change	7.87%
Index	SOFR Average 30-Day
Margin	2
Max Rate	10.8%

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Sep 17, 2025
Property Address	18 MACARTHUR CT, SAINT CHARLES, MO 63304-7117
Document Number	0000040842
Map Reference	MB 49 PG 148&149
Instrument Date	Sep 9, 2025
Instrument	2025R-040842
Transaction Type	Transfer
Record Updated	Oct 3, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	18 MACARTHUR CT, SAINT CHARLES, MO 63304-7117

January 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Jan 10, 2025
Property Address	18 MACARTHUR CT, SAINT CHARLES, MO 63304-7117
Document Number	0000001248
Map Reference	MB 49 PG 148&149
Instrument Date	Jan 2, 2025
Instrument	2025R-001248
Transaction Type	Transfer
Record Updated	Oct 3, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	18 MACARTHUR CT, SAINT CHARLES, MO 63304-7117

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Nov 22, 2023
Property Address	18 MACARTHUR CT, SAINT CHARLES, MO 63304-7117
Document Number	0000047908
Map Reference	MB 49 PG 148&149
Instrument Date	Nov 17, 2023
Instrument	2023R-047908
Transaction Type	Transfer
Record Updated	Oct 3, 2025
Title Company	ATG

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4040 HEMPSTEAD ST, SAINT CHARLES, MO 63301-8458

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 MACARTHUR CT, SAINT CHARLES, MO 63304-7117

Mortgage

Document Number	0000047909
Date	Nov 22, 2023
Instrument	2023R-047909

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Aug 18, 2021
Property Address	18 MACARTHUR CT, SAINT CHARLES, MO 63304-7117
Document Number	0000069179
Map Reference	MB 49 PG 148&149
Instrument Date	Aug 11, 2021
Instrument	2021R-069179
Transaction Type	Transfer
Record Updated	Oct 3, 2025
Title Company	USTC, UST

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18 MACARTHUR CT, SAINT CHARLES, MO 63304-7117

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	18 MACARTHUR CT, SAINT CHARLES, MO 63304-7117

Mortgage

Document Number	0000069180
Date	Aug 18, 2021
Instrument	2021R-069180

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2036

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$116,259 (-)	$611,891 (-) Land $90,996 Building $520,895
2025	$6,877.00 (+4.1%)	$116,259 (+4.79%)	$611,891 (+4.79%) Land $90,996 Building $520,895
2024	$6,606.00
2023		$110,944
2022			$583,920 Land $87,496 Building $496,424

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	24 (1982–2022)
Claims Outside the SFHA	1 of 24
Most Recent Claim	Jul 2022 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2022 · 5 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Dec 2015 · 3 claims Severe Storms & Flooding, Sep 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum, Wisper ISP.

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