21 Frank Cutler Dr, Wareham, MA 02571 Property Records

Plymouth County and Wareham Town property record for 21 Frank Cutler Dr, Wareham, MA 02571

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,560 sqft · built 1977
Lot Size	0.241 acres (10,480 sqft)
Owner	Individual Name on File
Last Sale	$295,000 (Oct 2017)
Tax Bill	$3,551 (2026)
Deeds & Mortgages	Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WARE M:00040 B:000 L:00021`

Property Details

APN / Parcel Number

Primary APN	`WARE M:00040 B:000 L:00021`
Alternative APN	`WRHM M:00040 B:000 L:00021`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,560 sqft Living Area
Gross Area	2,988 sqft
Basement Area	984 sqft
Unfinished Basement	984 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,480 sqft (0.241 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	21 FRANK CUTLER DR
City	WAREHAM
State	MA
Zip	02571-2206
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R30
Legal Lot Number	21
Jurisdiction	WAREHAM MA
Township / Civil Division	WAREHAM
Census Block Group	2
Census Block	2001
Census Tract	545400

Owner

21 Frank Cutler Dr is owned and occupied by an individual who bought it in October 2017.

Source: Plymouth County and Wareham Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	21 FRANK CUTLER DR, WAREHAM, MA 02571-2206
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 13, 2017 · Amount on File
Deed Sale	Oct 13, 2017 · Amount on File
Prior Sale	Nov 24, 2010 · Amount on File
Deed Book / Page	49045 / 164
Transfer Doc	049045-164
Record Updated	Oct 29, 2026

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WAREHAM MA
Recording Date	Oct 13, 2017
Property Address	21 FRANK CUTLER DR, WAREHAM, MA 02571-2206
Document Number	49045-164
Book / Page	49045 / 164
Instrument	89469
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$31.07
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	21 FRANK CUTLER DR, WAREHAM, MA 02571-2206

Mortgage

Document Number	490450166
Date	Oct 13, 2017
Instrument	49045/0166

Lender

Name	CONWAY FINANCIAL SVCS

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 13, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 21 Frank Cutler Dr was $3,551, down 16.9% from the year before.

Source: Plymouth County and Wareham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Plymouth County
County Subdivision	Wareham Town
Unified School District	Wareham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,551.00 (-16.9%)	$414,800 (+1.15%) Land $121,000 Building $293,800	$489,103 (+11.56%)
2025	$4,273.00 (-3.98%)	$410,100 (+3.48%) Land $121,000 Building $289,100	$438,425
2024	$4,450.00 (+5.23%)	$396,300 (+12.75%) Land $94,600 Building $301,700
2023	$4,229.00	$351,500 Land $86,000 Building $265,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21 Frank Cutler Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 99 policies
Nearby Flood Policies	99 in force
Nearby Flood Claims	88 (1978–2021)
Claims Outside the SFHA	9 of 88
Most Recent Claim	Sep 2021 · Tropical Storm Henri
Claims by Event	Hurricane Bob, Aug 1991 · 68 claims Hurricane Gloria, Sep 1985 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21 Frank Cutler Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAREHAM FIRE DISTRICT serves 20,102 people · EPA ID MA4310000
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Dec 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

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