11 Frank Cutler Dr, Wareham, MA 02571 Property Records

Plymouth County and Wareham Town property record for 11 Frank Cutler Dr, Wareham, MA 02571

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 820 sqft · built 1977
Lot Size	0.335 acres (14,580 sqft)
Owner	Individual Name on Record
Last Sale	$114,000 (Aug 1989)
Tax Bill	$2,773 (2026)
Deeds & Mortgages	Jul 2026 Line of Credit Jan 2022 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WARE M:00040 B:000 L:00023`

Property Details

APN / Parcel Number

Primary APN	`WARE M:00040 B:000 L:00023`
Alternative APN	`WRHM M:00040 B:000 L:00023`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	820 sqft Living Area
Gross Area	1,700 sqft
Basement Area	456 sqft
Unfinished Basement	768 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Raised Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,580 sqft (0.335 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	11 FRANK CUTLER DR
City	WAREHAM
State	MA
Zip	02571-2206
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R30
Legal Lot Number	23
Jurisdiction	WAREHAM MA
Township / Civil Division	WAREHAM
Census Block Group	2
Census Block	2001
Census Tract	545400

Owner

Source: Plymouth County and Wareham Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	11 FRANK CUTLER DR, WAREHAM, MA 02571-2206
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2026	Deed of Trust, Mortgage · Line of Credit UNION FEDERAL CREDIT UNION
Jan 18, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance PLYMOUTH COUNTY TEACHERS FCU
Dec 26, 2018	Deed of Trust, Mortgage · Stand-Alone Refinance PLYMOUTH COUNTY TEACHERS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 1989 · Amount on Record
Deed Sale	Aug 31, 1989 · Amount on Record
Prior Sale	Jan 15, 1987 · Amount on Record
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAREHAM MA
Recording Date	Jul 17, 2026
Property Address	11 FRANK CUTLER DR, WAREHAM, MA 02571-2206
Document Number	0000047144
Book / Page	61328 / 120
Instrument Date	Jul 17, 2026
Instrument	202647144
Transaction Type	Mortgage
Record Updated	Aug 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 FRANK CUTLER DR, WAREHAM, MA 02571-2206

Mortgage

Document Number	0000047144,
Date	Jul 17, 2026
Book Page	61328/120
Instrument	202647144

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Aug 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	6.47%
Initial Type	Adjustable Rate
Max Rate	-1%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAREHAM MA
Property Address	11 FRANK CUTLER DR, WAREHAM, MA 02571-2206
Transaction Type	Mortgage
Record Updated	Feb 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056330-57
Date	Jan 18, 2022
Book Page	56330/57
Instrument	5050

Lender

Name	PLYMOUTH COUNTY TEACHERS FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2042

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAREHAM MA
Property Address	11 FRANK CUTLER DR, WAREHAM, MA 02571-2206
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	50669-299
Date	Dec 26, 2018
Book Page	50669/299
Instrument	107967

Lender

Name	PLYMOUTH COUNTY TEACHERS FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2034

Tax Assessment & Valuation

Source: Plymouth County and Wareham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Plymouth County
County Subdivision	Wareham Town
Unified School District	Wareham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,773.00 (-17.32%)	$323,900 (+0.62%) Land $122,900 Building $201,000	$394,632 (+6.49%)
2025	$3,354.00 (-0.12%)	$321,900 (+7.66%) Land $122,900 Building $199,000	$370,595
2024	$3,358.00 (+4.77%)	$299,000 (+12.24%) Land $96,600 Building $202,400
2023	$3,205.00	$266,400 Land $87,800 Building $178,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 99 policies
Nearby Flood Policies	99 in force
Nearby Flood Claims	88 (1978–2021)
Claims Outside the SFHA	9 of 88
Most Recent Claim	Sep 2021 · Tropical Storm Henri
Claims by Event	Hurricane Bob, Aug 1991 · 68 claims Hurricane Gloria, Sep 1985 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAREHAM FIRE DISTRICT serves 20,102 people · EPA ID MA4310000
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Dec 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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