18 Frank Cutler Dr, Wareham, MA 02571 Property Records

Plymouth County and Wareham Town property record for 18 Frank Cutler Dr, Wareham, MA 02571

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,344 sqft · built 1984
Lot Size	0.339 acres (14,750 sqft)
Owner	Individual Name on Record
Last Sale	$120,000 (Oct 1990)
Tax Bill	$4,781 (2026)
Deeds & Mortgages	Sep 2023 Mortgage Oct 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WARE M:00040 B:000 L:00020`

Property Details

APN / Parcel Number

Primary APN	`WARE M:00040 B:000 L:00020`
Alternative APN	`WRHM M:00040 B:000 L:00020`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,344 sqft Living Area
Gross Area	3,592 sqft
Basement Area	312 sqft
Unfinished Basement	624 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,750 sqft (0.339 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	18 FRANK CUTLER DR
City	WAREHAM
State	MA
Zip	02571-2206
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R30
Legal Lot Number	20
Jurisdiction	WAREHAM MA
Township / Civil Division	WAREHAM
Census Block Group	2
Census Block	2001
Census Tract	545400

Owner

Source: Plymouth County and Wareham Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	18 FRANK CUTLER DR, WAREHAM, MA 02571-2206
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2023	Deed of Trust, Mortgage · FHA Mortgage MUTUAL OF OMAHA MORTGAGE
Oct 12, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance PLYMOUTH COUNTY TEACHERS FCU
Mar 29, 2019	Deed of Trust, Mortgage · Line of Credit CAPE COD FIVE CENTS SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 11, 1990 · Amount on Record
Deed Sale	Oct 11, 1990 · Amount on Record
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAREHAM MA
Property Address	18 FRANK CUTLER DR, WAREHAM, MA 02571-2206
Transaction Type	Mortgage
Record Updated	Sep 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	058268-280
Date	Sep 12, 2023
Book Page	58268/280
Instrument	58771

Lender

Name	MUTUAL OF OMAHA MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAREHAM MA
Property Address	18 FRANK CUTLER DR, WAREHAM, MA 02571-2206
Transaction Type	Mortgage
Record Updated	Oct 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	55827-161
Date	Oct 12, 2021
Book Page	55827/161
Instrument	116035

Lender

Name	PLYMOUTH COUNTY TEACHERS FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2041

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAREHAM MA
Property Address	18 FRANK CUTLER DR, WAREHAM, MA 02571-2206
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	50949-1
Date	Mar 29, 2019
Book Page	50949/1
Instrument	21984

Lender

Name	CAPE COD FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: Plymouth County and Wareham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Plymouth County
County Subdivision	Wareham Town
Unified School District	Wareham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,781.00 (-17.17%)	$558,500 (+0.83%) Land $123,000 Building $435,500	$641,697 (+20.97%)
2025	$5,772.00 (-0.33%)	$553,900 (+7.41%) Land $123,000 Building $430,900	$530,480
2024	$5,791.00 (+4.99%)	$515,700 (+12.48%) Land $96,700 Building $419,000
2023	$5,516.00	$458,500 Land $87,800 Building $370,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 99 policies
Nearby Flood Policies	99 in force
Nearby Flood Claims	88 (1978–2021)
Claims Outside the SFHA	9 of 88
Most Recent Claim	Sep 2021 · Tropical Storm Henri
Claims by Event	Hurricane Bob, Aug 1991 · 68 claims Hurricane Gloria, Sep 1985 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAREHAM FIRE DISTRICT serves 20,102 people · EPA ID MA4310000
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Dec 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

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