12 Frank Cutler Dr, Wareham, MA 02571 Property Records

Plymouth County and Wareham Town property record for 12 Frank Cutler Dr, Wareham, MA 02571

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,244 sqft · built 1981
Lot Size	0.461 acres (20,100 sqft)
Owner	Individual Name on Record
Last Sale	$449,000 (Jun 2019)
Tax Bill	$5,387 (2026)
Deeds & Mortgages	Apr 2021 Refinance Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WARE M:00040 B:000 L:00017`

Property Details

APN / Parcel Number

Primary APN	`WARE M:00040 B:000 L:00017`
Alternative APN	`WRHM M:00040 B:000 L:00017`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,244 sqft Living Area
Gross Area	4,939 sqft
Basement Area	384 sqft
Unfinished Basement	1,584 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,100 sqft (0.461 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	12 FRANK CUTLER DR
City	WAREHAM
State	MA
Zip	02571-2206
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R30
Legal Lot Number	17
Jurisdiction	WAREHAM MA
Township / Civil Division	WAREHAM
Census Block Group	2
Census Block	2001
Census Tract	545400

Owner

Source: Plymouth County and Wareham Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12 FRANK CUTLER DR, WAREHAM, MA 02571-2206
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CAPE COD FIVE CENTS SAVINGS BANK
Jun 7, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CAPE COD FIVE CENTS SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 7, 2019 · Amount on Record
Deed Sale	Jun 7, 2019 · Amount on Record
Deed Document Number	201942164
Deed Book / Page	51205 / 164
Prior Transfer Date	May 18, 2019
Prior Transfer Doc	51205-164
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAREHAM MA
Property Address	12 FRANK CUTLER DR, WAREHAM, MA 02571-2206
Transaction Type	Mortgage
Record Updated	May 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	54817-186
Date	Apr 20, 2021
Book Page	54817/186
Instrument	45052

Lender

Name	CAPE COD FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WAREHAM MA
Recording Date	Jun 7, 2019
Property Address	12 FRANK CUTLER DR, WAREHAM, MA 02571-2206
Document Number	51205-164
Book / Page	51205 / 164
Instrument Date	May 18, 2019
Instrument	42164
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 FRANK CUTLER DR, WAREHAM, MA 02571-2206

Mortgage

Document Number	42165
Date	Jun 7, 2019
Instrument	42165

Lender

Name	CAPE COD FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Plymouth County and Wareham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Plymouth County
County Subdivision	Wareham Town
Unified School District	Wareham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,387.00 (-16.87%)	$629,300 (+1.19%) Land $126,500 Building $502,800	$637,611 (+9.44%)
2025	$6,480.00 (-4.21%)	$621,900 (+3.24%) Land $126,500 Building $495,400	$582,635
2024	$6,765.00 (+4.88%)	$602,400 (+12.35%) Land $100,600 Building $501,800
2023	$6,450.00	$536,200 Land $91,300 Building $444,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 99 policies
Nearby Flood Policies	99 in force
Nearby Flood Claims	88 (1978–2021)
Claims Outside the SFHA	9 of 88
Most Recent Claim	Sep 2021 · Tropical Storm Henri
Claims by Event	Hurricane Bob, Aug 1991 · 68 claims Hurricane Gloria, Sep 1985 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAREHAM FIRE DISTRICT serves 20,102 people · EPA ID MA4310000
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Dec 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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