21 Elder Dr, Palm Coast, FL 32164 Property Records

Flagler County property record for 21 Elder Dr, Palm Coast, FL 32164

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,253 sqft · built 1997
Lot Size	0.271 acres (11,848 sqft)
Owner	2 Individual Names on Record
Last Sale	$285,000 (Jan 2019)
Tax Bill	$4,526 (2025)
Deeds & Mortgages	Jan 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`07-11-31-7034-00520-0060`

Property Details

APN / Parcel Number

Primary APN	`07-11-31-7034-00520-0060`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,253 sqft Heated Area
Gross Area	3,369 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2005
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,848 sqft (0.271 acres)
Driveway	Driveway
Driveway Area	580 sqft
Pool Type	Enclosed Pool
Pool Area	450 sqft
Deck Area	751 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	21 ELDER DR
City	PALM COAST
State	FL
Zip	32164-6254
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALM COAST SEC 34 BL 52 LT 6 OR 466 PG 1378 OR 488 PG 242 OR 566 PG 1494 OR 567 PG 592-CD OR 1118 PG 1130-RDMAN CUNNANE TRUST
Legal Range	31E
Legal Township	11S
Legal Section	07
Legal Subdivision	PALM COAST
Legal Block	52
Legal Lot Number	6
Jurisdiction	FLAGLER FL
Township / Civil Division	BUNNELL
Census Block Group	1
Census Block	1039
Census Tract	60218

Owner

Source: Flagler County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	21 ELDER DR, PALM COAST, FL 32164-6254
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 29, 2019 · Amount on Record
Deed Sale	Jan 29, 2019 · Amount on Record
Prior Sale	Oct 15, 1996 · Amount on Record
Deed Document Number	2019003177
Deed Book / Page	2332 / 0944
Record Updated	Jun 8, 2026

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Jan 29, 2019
Property Address	21 ELDER DR, PALM COAST, FL 32164-6254
Document Number	0023320944
Book / Page	002332 / 000944
Instrument Date	Jan 25, 2019
Instrument	3177
Transaction Type	Transfer
Record Updated	Feb 7, 2019
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE SVCS

Transaction

Amount	Amount Recorded
Tax	$1,995.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	21 ELDER DR PALM COAST FL 321646254, PALM COAST, FL 32164-6254

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Palm Coast City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,526.00 (+4.87%) Homeowner's exemption	$292,212 (+5.99%)	$382,578 (+4.6%) Land $78,500 Building $304,078
2023	$4,316.00 (+0.84%) Homeowner's exemption	$275,706 (+3%)	$365,750 (+1.77%) Land $68,000 Building $297,750
2022	$4,280.00 Homeowner's exemption	$267,676	$359,401 Land $72,500 Building $286,901

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 111 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	111 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20