Flagler County property record for 15 Elder Dr, Palm Coast, FL 32164
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,376 sqft · built 2001 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | Company Name on Record |
| Last Sale | $342,500 (Sep 2018) |
| Tax Bill | $4,671 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Dec 2018 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-11-31-7034-00520-0030 |
| Primary APN | 07-11-31-7034-00520-0030 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 2,376 sqft Living Area |
| Gross Area | 3,339 sqft |
| 1st Floor Area | 2,376 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,454 sqft (0.24 acres) |
| Driveway | Concrete Driveway |
| Driveway Area | 576 sqft |
| Pool Area | 450 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 15 ELDER DR |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32164-6254 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALM COAST SEC 34 BL 52 LT 3 OR 302 PG 712 OR 467 PG 963-DC OR 579 PG 1768 OR 713 PG 1816 OR 1587/51 OR 2305/1436-1437- DC & ACM OR 2305/1448 OR 2325/ 781-BELAND TRUST |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | PALM COAST |
| Legal Block | 52 |
| Legal Lot Number | 3 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | BUNNELL |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 60218 |
Source: Flagler County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 15 ELDER DR, PALM COAST, FL 32164-6254 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Sep 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU |
| Dec 17, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Sep 11, 2018 | Warranty Deed, Transfer · Conventional Mortgage AMERIS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 11, 2018 · Amount on Record |
| Deed Sale | Sep 11, 2018 · Amount on Record |
| Prior Sale | Oct 30, 2000 · Amount on Record |
| Deed Document Number | 201834618 |
| Deed Book / Page | 2305 / 1448 |
| Last Transfer Date | Dec 10, 2018 |
| Transfer Doc | 0023250781 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 15 ELDER DR, PALM COAST, FL 32164-6254 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2022 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Address | 15 ELDER DR, PALM COAST, FL 32164-6254 |
| Document Number | 0024810023 |
|---|---|
| Date | Sep 30, 2020 |
| Book Page | 2481/23 |
| Instrument | 2020039085 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Dec 17, 2018 |
| Property Address | 15 ELDER DR, PALM COAST, FL 32164-6254 |
| Document Number | 0023250781 |
| Book / Page | 002325 / 000781 |
| Instrument Date | Dec 10, 2018 |
| Instrument | 46979 |
| Transaction Type | Transfer |
| Record Updated | Dec 31, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 15 ELDER DR PALM COAST FL 321646254, PALM COAST, FL 32164-6254 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Sep 11, 2018 |
| Property Address | 15 ELDER DR, PALM COAST, FL 32164-6254 |
| Document Number | 0023051448 |
| Book / Page | 2305 / 1448 |
| Map Reference | MB11 PG30-49 |
| Instrument Date | Sep 7, 2018 |
| Instrument | 2018034618 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2022 |
| Title Company | US PATRIOT TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,397.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 196 OCEAN CAY BLVD, 196, SAINT AUGUSTINE, FL 32080-5889 |
| Name | Verified Name |
|---|---|
| Address | 15 ELDER DR, PALM COAST, FL 32164-6254 |
| Document Number | 2018034619 |
|---|---|
| Date | Sep 11, 2018 |
| Instrument | 2018034619 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2048 |
Source: Flagler County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,671.00 (+2.39%) Homeowner's exemption | $300,169 (+5.99%) | $415,795 (+5.36%) Land $78,500 Building $337,295 |
| 2024 | $4,562.00 (+2.4%) | ||
| 2023 | $4,455.00 (+0.81%) Homeowner's exemption | $283,214 (+3%) | $394,650 (+2.84%) Land $68,000 Building $326,650 |
| 2022 | $4,419.00 Homeowner's exemption | $274,965 | $383,768 Land $72,500 Building $311,268 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 111 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 111 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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