23 Elder Dr, Palm Coast, FL 32164 Property Records

Flagler County property record for 23 Elder Dr, Palm Coast, FL 32164

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,581 sqft · built 1987
Lot Size	0.272 acres (11,848 sqft)
Owner	2 Individual Names on Record
Last Sale	$138,000 (Mar 2011)
Tax Bill	$1,954 (2025)
Deeds & Mortgages	Mar 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`07-11-31-7034-00530-0010`

Property Details

APN / Parcel Number

Primary APN	`07-11-31-7034-00530-0010`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,581 sqft Living Area
Gross Area	2,677 sqft
1st Floor Area	1,581 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1999
Exterior Material	Stone
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,848 sqft (0.272 acres)
Driveway	Concrete Driveway
Driveway Area	513 sqft
Pool Area	286 sqft
Deck Area	589 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	23 ELDER DR
City	PALM COAST
State	FL
Zip	32164-6254
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALM COAST SECTION 34 BL 53 LOT 1 OR 262 PG 203 OR 542 PG 1012 OR 607 PG 1713 OR 833 PG 1602 OR 874/555 OR 1784/288 OR 1810/26 OR 2424/1158-RDMAN SCOTT ALLAN WALTERS & RANEE LYNN GARDELL JTWROS
Legal Range	31E
Legal Township	11S
Legal Section	07
Legal Subdivision	PALM COAST
Legal Block	53
Legal Lot Number	1
Jurisdiction	FLAGLER FL
Township / Civil Division	BUNNELL
Census Block Group	1
Census Block	1039
Census Tract	60218

Owner

Source: Flagler County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	23 ELDER DR, PALM COAST, FL 32164-6254
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 23, 2011 · Amount on Record
Deed Sale	Mar 23, 2011 · Amount on Record
Prior Sale	Sep 17, 2010 · Amount on Record
Deed Document Number	20117693
Deed Book / Page	1810 / 26
Last Transfer Date	Mar 2, 2020
Transfer Doc	0024241158
Record Updated	Jun 8, 2026

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FLAGLER FL
Recording Date	Mar 2, 2020
Property Address	23 ELDER DR, PALM COAST, FL 32164-6254
Document Number	0024241158
Book / Page	002424 / 001158
Instrument Date	Mar 2, 2020
Instrument	8622
Transaction Type	Transfer
Record Updated	Mar 18, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	115 TOWER RD MARYSVILLE PA 170539422, MARYSVILLE, PA 17053-9422

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Palm Coast City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,954.00 (+2.79%) Homeowner's exemption	$150,710 (+5.99%)	$307,155 (+11.05%) Land $78,500 Building $228,655
2024	$1,901.00 (+3.15%)
2023	$1,843.00 (+1.6%) Homeowner's exemption	$142,197 (+3%)	$276,602 (+1.1%) Land $68,000 Building $208,602
2022	$1,814.00 Homeowner's exemption	$138,056	$273,597 Land $72,500 Building $201,097

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 111 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	111 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20