16 Elder Dr, Palm Coast, FL 32164 Property Records

Flagler County property record for 16 Elder Dr, Palm Coast, FL 32164

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,130 sqft · built 1993
Lot Size	0.239 acres (10,411 sqft)
Owner	Individual Name on Record
Last Sale	$518,500 (Sep 2022)
Tax Bill	$5,373 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-11-31-7034-00550-0040`

Property Details

APN / Parcel Number

Primary APN	`07-11-31-7034-00550-0040`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,130 sqft Heated Area
Gross Area	2,789 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2007
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,411 sqft (0.239 acres)
Driveway	Driveway
Driveway Area	425 sqft
Pool Type	Enclosed Pool
Pool Area	364 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	16 ELDER DR
City	PALM COAST
State	FL
Zip	32164-6253
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALM COAST SECTION 34 BLOCK 00055 LOT 0004 SUBDIVISION COMPLETION YEAR 1982 OR 433 PG 75 OR 472 PG 1394 OR 481 PG 1772 OR 526
Legal Range	31E
Legal Township	11S
Legal Section	07
Legal Subdivision	PALM COAST
Legal Block	55
Legal Lot Number	4
Jurisdiction	FLAGLER FL
Township / Civil Division	BUNNELL
Census Block Group	1
Census Block	1041
Census Tract	60218

Owner

Source: Flagler County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	16 ELDER DR, PALM COAST, FL 32164-6253
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 14, 2022 · Amount on Record
Deed Sale	Sep 14, 2022 · Amount on Record
Prior Sale	Sep 28, 2015 · Amount on Record
Deed Document Number	2022046282
Deed Book / Page	2722 / 604
Record Updated	Jun 8, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Sep 14, 2022
Property Address	16 ELDER DR, PALM COAST, FL 32164-6253
Document Number	0027220604
Book / Page	2722 / 604
Map Reference	MB 11 PG 30-49
Instrument Date	Sep 12, 2022
Instrument	2022046282
Transaction Type	Transfer
Record Updated	Sep 29, 2022
Title Company	VETERANS TITLE INC, VETERANS TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,629.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	717 PALM SPRINGS CIR, 717, INDIAN HARBOUR BEACH, FL 32937-2671

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 ELDER DR, PALM COAST, FL 32164-6253

Mortgage

Document Number	0002722606
Date	Sep 14, 2022
Instrument	2722/606

Lender

Name	INLAND BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Palm Coast City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,373.00 (+1.67%) Homeowner's exemption	$338,826 (+3.31%) Land $65,500 Building $273,326	$338,826 (+3.31%) Land $65,500 Building $273,326
2023	$5,285.00 (+69.55%) Homeowner's exemption	$327,974 (+58.81%) Land $57,500 Building $270,474	$327,974 (+9.34%) Land $57,500 Building $270,474
2022	$3,117.00 Homeowner's exemption	$206,518	$299,956 Land $59,500 Building $240,456

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 111 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	111 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20